Get the Finder app 🥳

Track your credit score

Free

Install
finder.com.au

Should you switch to mobile broadband or stay on the NBN?

With everyone working from home, the NBN is under a lot of pressure. With the 5G rollout continuing, it might be worth switching to mobile Internet.

Alex Kidman
Alex Kidman

Updated

Fact checked

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .

As our nation's broadband networks hit peak demand due to coronavirus forcing people to work from home, we've assessed the pros and cons of sticking to fixed line Internet or jumping onto a mobile network.

What's in this guide?

  1. What's good and bad about the NBN?
  2. What's good and bad about mobile broadband connections?
  3. Should I get 5G as a replacement for the NBN?
  4. What about an unlimited plan on a mobile network?

These days, Internet access is as much of a utility as power or water, and for many people working, learning or simply stuck at home due to the coronavirus pandemic, it's an essential lifeline to everything from government services to episodes of Tiger King.

Which is all fine and dandy if it's working as it should, but the increasing strain on the NBN may well have you pondering if it's your best option. Your mobile phone already relies on the existing – and generally world-leading – 4G and 5G networks we have here in Australia. Is it worth your while switching to a mobile network if your NBN connection isn't giving you what you need?

What's good and bad about the NBN?

Pros

Cons

What's good and bad about mobile broadband connections?

Pros

Cons

Should I get 5G as a replacement for the NBN?

5G may be worth considering if you're on an NBN connection at the end of a long copper line (FTTN) or if you're still waiting for an actual NBN connection and struggling by on what's left of Australia's ADSL infrastructure.

For ADSL, you won't ever see anything near 50Mbps download speeds, and while that's a technology with a limited shelf life, NBN Co is obliged to hit up your premises eventually even if you have been classed as a difficult build and passed over until now. If you're already on the NBN and consistently seeing sub-standard speeds, there's some scope here for better performance over time. That's especially true if your ISP has advised that your line conditions can't support speeds above 50Mbps, which is a reasonable percentage of all FTTN users.

Telcos have been mostly reluctant to talk up their 5G networks as NBN competitors so far, mostly because they all also offer NBN products to consumers. It's also difficult to guarantee speeds when it comes to using mobile networks.

What about an unlimited plan on a mobile network?

Unlimited usage plans are a cornerstone of most NBN plans, and right now even the plans that do have data limits have either waived them or bumped up the quotas by an amount that for most users may as well be "unlimited".

On the mobile broadband side of the fence, it's mostly a story of data limits and then excess-usage charges, but there are plans that allow for unlimited usage, with just a few catches.

Optus's heavily advertised 5G home broadband is sold as a direct competitor to NBN plans for $70 per month on either month-to-month or 24-month contract terms. Optus guarantees a minimum download speed of 50Mbps on that plan. That's broadly comparable to the pricing you can pay for a 50/20 NBN plan at the upper end of the market, too.

The catch with Optus's 5G offerings is that they're only available where Optus has already rolled out 5G, and even then there's a qualifying process so that Optus can ensure it meets its 50Mbps download guarantee.

The other primary "unlimited" option for mobile broadband in Australia comes from Telstra, which sells a range of SIM-only month-to-month data-only plans. You can incorporate a new device into these plans, but by themselves, they start at just $15 per month with no excess data charges.

The catch here is that while these plans have no excess data charges, they do have full-speed data limits. Take that entry-level $15 per month plan, for example. You get 5GB of data as fast as your device can feed it to you. That could be even up to 5G speeds at no extra cost until 30 June 2020 if you are in a Telstra 5G area.

However, once you go over that 5GB limit – and that's only worth a few streamed shows – your speeds are capped at just 1.5Mbps downstream for the remainder of your billing month. If you've been riding high on speeds of 100Mbps or more, dropping down to just 1.5% or less of those speeds will be noticeable. It's technically sufficient for standard definition Netflix streaming, but only just, and only really if you can get all of that 1.5Mbps downstream all the time. Expect more than a few buffering messages and blocky visuals when this happens.

If you're on a current Telstra postpaid mobile phone plan, you already get the same offering, so you could use your existing phone as a mobile hotspot and use your data the same way.

More guides on Finder

Lower your household bills

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site