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St.George Maxi Saver savings account

Reward yourself with an introductory bonus rate of 1.00% for the first 3 months of account opening.

Receive a competitive interest rate of 1.00% for the first 3 months on your first St.George Maxi Saver account. There are $0 account keeping fees and you can open one in just 3 minutes.

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1.00% p.a.

Maximum variable rate


Base interest rate

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Product NameSt.George Maxi Saver
Maximum Variable Rate1.00% p.a.
Standard Variable Rate0.05% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age18

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

When applying for the Maxi Saver you'll automatically receive a linked St. George transaction account, no need to complete two applications! This transaction account comes packed with handy features including Cardless Cash and access to the mobile banking app.

Key features

Introductory bonus interest rate of 1.00% for the first 3 months

For customers who have never used the Maxi Saver account before, an additional 0.95% p.a. interest rate is added to the standard rate, applicable to the entire balance. This means your savings will receive an extra 1.00% p.a. interest rate for the first 3 months after your account has been opened. Once the 3 month period is over, the interest reverts back to 0.05% p.a.

Standard interest rate of 0.05% p.a. on your first Maxi Saver

The base interest rate for the Maxi Saver account is a variable 0.05% p.a.

Launch savings calculator

How to apply


Before filling out the online application, make sure that you are able to meet the following eligibility requirements:

  • Your age. Applications will only be accepted from individuals who are at least 18 years of age.
  • Your residency. You have to be an Australian resident with a verifiable Australian residential address for St.George to open an account in your name.


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  1. Default Gravatar
    December 6, 2021

    how to delete my maxi account on st george and are there any fees if i keep it without by savings in it?

    • Avatarfinder Customer Care
      December 11, 2021

      Hi Cynthia,

      For guidance in closing your account, you may visit a St.George branch near you or call them on 13 33 30.

      The Maxi Saver doesn’t have monthly account-keeping fees nor does it have a minimum monthly balance/deposit requirements. However, keep an eye out for monthly fees applied to the linked St.George bank account.

      I hope this helps.


  2. Default Gravatar
    November 8, 2018

    I am an existing home loan customer of St George.
    My daughter is transfering to me $1800 a fortnight from her pay as a forced savings measure (otherwise she just spends it).
    I imagine this will keep building for a year or several years.
    I need to separate these funds from my own.
    What would be the best St George accumulation account for this?

    • Avatarfinder Customer Care
      November 21, 2018

      Hi Craig,

      Thanks for getting in touch with Finder. I hope all is well with you. :)

      The best St.George savings account for you would be depending on your needs, preference, and budget. Aside from St. George Maxi Saver, you can explore other St.George savings account using our comparison table.

      If you are also open to other brands, there are other high-interest rate savings accounts with interest rates as high as 3.10%.

      Once you have chosen a particular account, you may then click on the “Go to site” button to be redirected to the bank’s website where you can proceed with your application or get in touch with their representatives for further assistance.

      I hope this helps. Should you have further questions, please don’t hesitate to reach out again.

      Have a wonderful day!


  3. Default Gravatar
    March 28, 2018

    Am I considered a “new customer” if I open up a St George Maxi Saver even if I have previously been a customer before with one of your subsidiary banks like Bank of Melbourne ?

    • Avatarfinder Customer Care
      March 28, 2018

      Hi Marie,

      Thanks for your question.

      You are still considered a new customer even if you previously held an account with one of St. George’s subsidiary banks. A new customer is someone who is opening a St.George Maxi Saver account for the first time.


  4. Default Gravatar
    September 27, 2017

    Are there penalties for withdrawals? i.e reduced interest etc.

    • Default Gravatar
      September 28, 2017

      Hello Margaret,

      Thank you for your query.

      The St. George Maxi Saver Account is a savings account that offers the bonus rate for 3 months as an introductory promotion, regardless of any withdrawals you make during this time.

      Hope this helped.


  5. Default Gravatar
    January 19, 2017

    Is it quicker if I apply in a branch.

    • Avatarfinder Customer Care
      January 19, 2017

      Hi Leonie,

      Thanks for your question.

      I would say it is generally faster if you open an account online as it would just take about 5-10 minutes to complete the application process. I’m not sure how long it will take if you open at a branch, as that depends on how fast these people can accommodate you.


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