St.George Fixed Rate Home Loan

Secure your budget with a rate which won't change during its fixed term

Fixed rate home loans can help you save money by enabling you to secure a budget which won't change if variable rates do. There are many fixed rate loans available on the market and finding the right one can be difficult. The St.George Fixed Rate Home Loan gives you a flexible choice of fixed terms including 1, 2, 3, 4 and 5 year terms.

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Review by


Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.

Expert review

The St.George Fixed Rate Home Loan offers competitive interest rates with various terms. You can even add an offset account.

When you are applying for the St.George Fixed Rate Home Loan you will have to be sure that you know the current market and believe that the rates are going to rise.

About this loan

What are the features and benefits of the St.George Fixed Rate Home Loan?

  • Borrowing conditions. The St.George Fixed Rate Home Loan allows you to borrow between and to buy a home. You will have to provide a deposit of at least of the loan to value ratio.
  • Interest rate. As mentioned before fixed rate loans will generally require you to pay a higher rate of interest. The interest rates offered with the St.George Fixed Rate Home Loan are listed in the table above.
  • Fees. There will be few fees that will be charged to your St.George Fixed Rate Home Loan, however you will have to pay an ongoing fee on this account. The ongoing fee that will be charged to the St.George Fixed Rate Home Loan will be $10 per year. There may also be some application and legal fees that you will have to pay when you apply for the loan.

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