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Reduce Investor Rate Buster High Lend Variable Home Loan

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Investors can get a rock-bottom rate and handy features with this mortgage.

The Reduce Investor Rate Buster High Lend Variable Home Loan offers investors both value and flexibility. It comes with a competitive variable rate and features that can help investors manage their home loan.

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Expert review

Adam Smith

Review by


Adam Smith was the home loans editor at Finder.

Expert review

This loan is available for investors who are purchasing or refinancing their investment property. It's suitable to individuals, companies or discretionary trusts.

About this loan

What are the features and benefits of the Reduce Investor Rate Buster High Lend Variable Home Loan?

  • Loan amount and purpose. This loan is only for investors. It has a minimum loan amount of $50,000 and a maximum loan amount of $850,000.
  • Loan-to-value ratio. The Reduce Investor Rate Buster High Lend Variable Home Loan has a maximum LVR of 80%. This means you'll need at least a 20% deposit.
  • Flexible repayments. This loan allows weekly, fortnightly or monthly repayments, and you can make as many additional repayments as you like without penalty.
  • 100% offset account. For an additional $10 a month, you can get a 100% offset account with a debit card to help you access funds.
  • Free redraw. You can access any additional repayments you've made via the redraw facility. There's no minimum amount for Internet redraws.

What fees and charges come with this loan?

  • Application fee: $0. This fee is waived for loan amounts above $500,000.
  • Settlement fee: $0. This fee covers the costs of disbursing the funds for your home loan.

How to apply

If you're interested in the Reduce Investor Rate Buster High Lend Variable Home Loan, you can click the link below. You'll be asked to fill in a few details, and a helpful Reduce Home Loans team member will contact you to walk you through the application process.

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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