Reduce Home Loans is an Australian owned and operated non-bank lender. It offers a range of home loans for Australian borrowers. Check out the full table of Reduce Home Loans products below or read more about the lender.
Compare Reduce home loans for April 2024
Compare Reduce home loans below. Hit "load more" to see a fuller selection of home loans.
How do I apply for a mortgage from Reduce Home Loans?
When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.
Eligibility
The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.
Age. You must be over 18 years of age.
Residency. You should be a resident of Australia.
Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with Reduce Home Loans you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:
ING. This online bank is part of the global, Dutch financial group of the same name.
Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification.
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I am a pensioner my wife and I own our home and we now want too sell this one and buy another home within 2 hours of Sydney. Would you be able to lend money to help buy?
If you consider getting a loan with Reduce Home Loans please visit their official page for more info on their offered financial products and compare which would suit your needs.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
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I am a pensioner my wife and I own our home and we now want too sell this one and buy another home within 2 hours of Sydney. Would you be able to lend money to help buy?
Hi Steven,
Thank you for getting in touch with Finder.
If you consider getting a loan with Reduce Home Loans please visit their official page for more info on their offered financial products and compare which would suit your needs.
You may refer to our pensioner home loans and mortgages for over 55s guide to know how to get mortgage on pension. I also suggest that you seek help from a mortgage broker as they can help you pick the right home loan for you.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni