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NAB Business Cash Maximiser

The Business Cash Maximiser from NAB provides you with a flexible way to access your money online, while letting it grow with a competitive interest rate.

Businesses could benefit from the earned interest on their excess working capital, while having it ready to use when needed. The NAB Business Cash Maximiser is a no-fee savings account that still allows total access to the funds through online banking.

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0.20% p.a.

Maximum variable rate


Base interest rate

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Product NameNAB Business Cash Maximiser
Maximum Variable Rate0.20% p.a.
Standard Variable Rate0.20% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age18

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

Earn a competitive interest rate when you meet the balance requirements.

Key features

Monthly account keeping fee

NAB charges no monthly fees when you use this account.


Competitive interest is earned on balances that are of $10,001 or higher.

How to apply

If you are a sole trader, partnership or have one or two directors, you can apply for the Business Cash Maximiser online by visiting NAB website. Larger businesses should call NAB direct for assistance with filling out the application. You will be asked first to verify that you are eligible for this account:


  • Minimum age. Applicants for this business savings account must be at least 18 years of age.
  • Residency requirements. Australian permanent residents may apply for this account online, so long as the business is also registered in Australia. For individuals who are citizens of the United States, residents for tax purposes or are applying for a business outside of Australia, you will need to speak directly with a NAB representative.

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  1. Default Gravatar
    February 23, 2017

    we have an account called Business Cash Maximiser, can you let me know what interests rate you pay us?


    • Avatarfinder Customer Care
      February 23, 2017

      Hi Ming,

      Thank you for your question and for contacting finder.com.au – we are a financial comparison website and general information service designed to help consumers make better decisions. Please note that we are not affiliated with any company we feature on our site.

      With the NAB Business Cash Maximiser, you can earn a standard interest rate 0.60% p.a. if you park $10,000 or higher on the account. The interest is calculated daily and paid to your account monthly.


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