MOVE Bank Complete Package Fixed Home Loan

Looking for a low fixed rate home loan with a 100% offset account? Check out the Complete Package Fixed Home Loan from MOVE Bank.

The MOVE Bank Complete Package Fixed Home Loan offers homebuyers and investors low fixed interest rates with fixed periods of one, two, three or five years. The loan comes with package discounts on other MOVE products and a 100% offset account.

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Richard Whitten is a senior writer at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.

Expert review

The MOVE Bank Complete Package Fixed Home Loan is for owner-occupiers and investors and has a 100% offset account plus redraw facilities and limited extra repayments (up to $10,000 during the fixed term). Investors can also choose interest-only repayments to suit their investment strategy.

About this loan

What are the features and benefits of the MOVE Bank Complete Package Fixed Home Loan?

  • Loan amount. The MOVE Bank Complete Package Fixed Home Loan has a minimum loan amount of $50,000 and a maximum loan amount of $3,000,000.
  • Loan to value ratio (minimum deposit). The maximum insured loan to value ratio on this loan varies for owner-occupiers and investors but for both cases you can get a loan with a deposit under 20%.
  • Package benefits. As a package loan you can get benefits on other MOVE products, including no annual credit card fee on MOVE's Low Rate Credit Card, no transaction fees on savings and transaction accounts and a 5% discount on home and motor insurance policies. In exchange for these benefits there is an annual package fee.
  • Extra repayments. This loan allows you to make extra repayments up to $10,000 during the fixed term. It has a redraw facility as well.

What fees and charges come with this loan?

This loan has very limited fees:

  • Package fee: $395. This fee is charged annually to cover the loan package benefits and replaces several other, higher fees.
  • Discharge fee: $150. You pay this fee when exiting the loan.

How to apply

If you want to apply for the MOVE Bank Complete Package Fixed Home Loan or learn more about the product, just click the green button and leave your details. A lending specialist from MOVE Bank will get in touch with you and help you take the next step.

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