
Get exclusive money-saving offers and guides
Straight to your inbox
The ME Flexible Fixed Home Loan offers a host of flexible features and options for borrowers. With no application or ongoing account-keeping fees, the loan allows you to put your income towards paying off the amount you borrow rather than contending with extra charges. It also allows you to make up to $30,000 of extra repayments during the fixed rate period, which you can then redraw from those additional funds when you need them.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Review by
Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.
The ME Flexible Fixed Home Loan allows you to fix your interest rate for a period of one, two, three, four, five, six or seven years. Available for owner-occupied and investment purchases as well as construction loans, it features a split loan option if you’d like to take advantage of the benefits of both a fixed and variable rate. If you choose this option, an ME EveryDay Transaction Account can be used to offset the variable component of your loan.
If you would prefer to take out the ME Flexible Home Loan with a variable rate only, this option is also available.
You'll need to be at least 18 years of age and a citizen or permanent resident of Australia or New Zealand if you want to apply for this loan. If you match these criteria and would like to find out more about the ME Flexible Fixed Home Loan, click on the 'Go to Site' link on this page and you'll be redirected to the lender's website.
You can then fill out an online form to book an appointment with an ME mobile banking manager. You'll need to provide:
A banker will then contact you to arrange a time to meet face to face.
In order to apply for this loan you will need to supply:
The ME Flexible Fixed Home Loan is worth investigating if you're looking for a mortgage with the features outlined above.