How much is a tooth extraction?

A tooth extraction can be an unpleasant and expensive experience. It can be especially unpleasant in Australia because here, dentists are free to charge as they see fit, just like any other private business. There are ways you can make it cheaper.

Although it seems a little extreme, tooth extractions are very common. Despite this, the average cost of a tooth extraction can be anywhere from $150 to $200 per tooth without extras cover. Indeed, a common wisdom tooth extraction will cost you even more.

The type of procedure will also affect the price. A simple extraction usually involves removing a tooth that is held in soft tissue or within a minimum amount of bone. This normally costs somewhere in the region of $75 to $200 per tooth.

A surgical extraction, on the other hand, is needed when more of the tooth is below the gum or bone line and therefore tougher to remove. The total cost of a surgical tooth extraction can range from $150 to $900 per tooth due to things like sedation.

How much does a tooth extraction cost?

As with most healthcare in Australia, you have two options when it comes to getting your tooth taken out: public and private.

Medicare

While there is some public sector dentistry, such as emergency treatment and child dental services, Medicare doesn't cover a large portion of most dental care. That means that if you rely solely on Medicare for dental, any treatment comes entirely out of your own pocket. Unlike doctors, dentist’s prices are not regulated by Medicare, so you could be hit with a heavy bill.

Private

Because of Medicare’s limited dental cover, extras cover can be a good option. Indeed, dental care is the main reason most people get extras cover to begin with. That’s because you know you’re going to need one or two check-ups a year, if not more, so you’re guaranteed to be there at some point. More than that though, extras helps you budget, eliminating the risk of large, out-of-pocket expenses that you’re faced with if relying solely on Medicare.

What kind of cover do I need for a tooth extraction?

As with the majority of insurance policies, you can choose how basic or comprehensive you want your dental cover to be. The kind of cover you need really depends on a range of factors. Depending on your choice, your policy will cover one or more of the following two treatment categories:

• General dental. Insurers recognise that tooth extractions are very common. Therefore, simple tooth extractions are generally covered under routine dental care. It’s worth keeping in mind that many policies come with no gap on routine dental. This means you won’t be charged for the difference between the cost of your treatment and the insurance rebate received. This can be beneficial as dental health care is very expensive in Australia. Otherwise, there are policies available which give you a percentage of the treatment back. For most of these policies, the average benefit-to-fee ratio is around 60%, so you’ll still have out-of-pocket expenses, but they'll be considerably smaller than simply using Medicare.
• Major dental. Major dental covers more complex procedures like surgical extractions. If your teeth aren't as healthy as they could be or you have ongoing problems, it’s worth looking at a more comprehensive cover.

How much would it cost to get insurance for a tooth extraction?

Below are some options from Finder partners that would cover some of the costs of a tooth extraction. All quotes are based on a single person under 65 living in Sydney.

Health Fund	General dental	Cost/week	Apply
Starter Extras	$350 per year combined with major dental Between $78 to $88 back on simple extractions 2-month waiting period	$2.80	Go to site
Black 50 Saver	Includes a no-gap dental check-up $400 limit to use each year 50% back on simple and surgical extractions 2-month waiting period	$2.95	Go to site

*Quotes are based on less than $90,000 income.

How to recover from a tooth extraction

The following can help minimise discomfort, speed up recovery and help bring back a happy smile:

• Take painkillers as prescribed.
• Apply an ice bag to the affected area immediately after the procedure to keep the swelling down.
• Relax for at least 24 hours after the extraction and limit activity for at least a few days.
• Gradually add solid foods to your diet as the extraction site heals.
• Continue to brush and floss your teeth but make sure you avoid the extraction area.
• Implants are also something many people consider after a tooth extraction and you may even be able to claim a rebate with extras.

Picture: Shutterstock

Brad Buzzard

Brad Buzzard was an insurance writer at Finder and an expert in almost any type of insurance you can think of: health, car, travel, life, home, business... even drone insurance.

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