St.George Fixed Rate Advantage Package
Combine your credit card and transaction account with a fixed rate home loan and save money on fees.
The St.George Advantage Package Fixed Rate Home Loan is a flexible, competitive fixed rate mortgage with many options for investors and home buyers.
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification.
The St.George Fixed Rate Home Loan with Advantage Package is an option to consider for both investors and owner occupiers. It can also be used towards the purchase of vacant land. St.George allows for fixed rate periods of up to five years, giving you the choice to lock in for a range of terms.
Package home loans offer the convenience of having multiple financial products with one institution, but it's important to check that each product is one you'll actually use.
About this loan
What are the features and benefits of the St.George Advantage Package Fixed Home Loan?
- Purpose. This loan is for both home buyers and investors.
- Package benefits. As a package loan, the St.George Advantage Package Fixed Loan requires you to take out a credit card and transaction account with the bank in exchange for a single package fee. It's a convenient way to combine your banking, but if you're not interested in the other package products, this might not be the loan for you.
- Rate type. This loan allows principal and interest or interest-only repayments, for both investors and owner-occupiers.
- Repayment flexibility. You can repay this loan monthly, weekly or fortnightly, and you can make extra repayments up to $30,000 during the fixed period.