Mortgageport Home Loans
Who is Mortgageport?
Mortgageport is a mortgage management service that offers a wide range of custom-designed home loans to meet the unique needs of different borrowers. Established in 1998, Mortgageport allows customers to specify the exact features they want in a loan and then builds a unique mortgage package to suit.
With a focus on personalised customer service, Mortgageport can help you at every stage of the loan process. This includes ordering property valuations, approving the loan, arranging loan settlement and providing advice and assistance on matters such as interest rate changes and loan increases.
Take a closer look at the home loans on offer from Mortgageport to determine whether this mortgage manager might offer the right loan for you.
Home loans offered by Mortgageport
Mortgageport offers an extensive selection of loans that can be tailored to suit the financing needs of a wide range of borrowers.
First Home Buyers Loan
First home buyers applying for a loan with Mortgageport can take out the Reward Home Loan. This mortgage allows you either to lock in a competitive fixed interest rate for three years or choose the flexibility of a variable rate and it’s available with LVRs of up to 95%. A 100% offset account is included to help you minimise interest repayments on your loan, while you can access the funds in your offset account through ATMs, online or in person.
Four loan splits are available and while the Reward Home Loan offers principal and interest repayments as standard, you can also choose interest-only repayments for a period of up to 10 years.
Standard Variable Home Loan
Offering the flexibility of a competitive variable rate, the Mortgageport Standard Variable Home Loan has a maximum LVR of 95%. Available to PAYG employees and self-employed borrowers, the loan allows you to pick and choose from a wide selection of useful loan features. These include discounted interest rates for lower LVRs, up to four loan splits, interest-only repayments for up to 10 years and no establishment fee.
Standard Fixed Home Loan
Mortgageport’s Standard Fixed Home Loan allows you the security of locking in a fixed interest rate for three years. A maximum LVR of up to 80% is available, but borrowers with lower LVRs can take advantage of a discounted interest rate. You can choose from a range of repayment schedules to suit your needs, while interest-only repayments are available for up to 10 years.
The Land and Construction Loan from Mortgageport is designed to suit borrowers who are looking to build a brand new home. With the flexibility to be tailored to suit your individual needs, the loan offers the reassurance and security of a fixed interest rate. There are no ongoing account-keeping fees or establishment fees attached to the loan and the loan can be split up to four times. A 100% offset account allows you reduced interest repayments and offers easy access to your money to help you manage your day-to-day finances. Finally, interest-only repayments are available for up to 10 years.
You can take out two types of Investment Property Loans from Mortgageport: a Variable Investment Home Loan and a 2-year Fixed Investment Loan. The Variable Investment Home Loan combines a competitive variable rate with the ability to make interest-only repayments for up to 10 years. There are no ongoing or annual fees and you can make unlimited ATM transactions and withdrawals.
Meanwhile, the 2-year Fixed Investment Loan offers the security of a fixed rate and includes a 100% offset account so you can keep interest payments to a minimum. You can make unlimited ATM transactions and withdrawals and interest-only repayments are available for 10 years.
The Mortgageport Bridging Home Loan allows you to borrow the money you need to buy your new home before you have sold your existing property. You can choose a fixed or variable rate depending on your personal circumstances and there are no ongoing fees to worry about. A 100% offset account is also included so that you can minimise interest repayments and enjoy easy access to your money for everyday spending.
If you’re looking to refinance an existing loan, the Refinance Home Loan allows you to find a fixed or variable rate loan to suit your borrowing requirements. You can split your loan so that repayments can be structured to suit your needs, while full ATM access makes it easy to manage your finances. Mortgageport also allows you to choose from a long list of other loan options so the mortgage can be tailored to suit your needs.
SMSF Property Loan
An SMSF Property Loan from Mortgageport can be tailored to suit your borrowing needs. These loans can be pre-approved so that you can seize property purchasing opportunities when they arise and Mortgageport offers competitive interest rates to help you save money. To help make SMSF borrowing easier to understand, Mortgageport also offers expert advice on government rules and regulations regarding SMSF investments.
If you’re a self-employed borrower, Mortgageport offers Self-employed Home Loans with fixed or variable interest rates. There is no interest rate penalty for being your own boss and loans can be split so that you can structure repayments to suit your needs. Mortgageport also offers a range of other flexible features so that you can design a loan that suits your unique borrowing requirements.
Debt Consolidation Loans from Mortgageport are available with either fixed or variable interest rates and can help you get your finances back on track. You can split loans to suit your repayment needs, enjoy a rate reduction with interest paid in advance and choose from a long list of flexible loan features. More details on Consolidation Loans are available by contacting Mortgageport directly.
How to apply for a Mortgageport home loan
If you’d like more information about Mortgageport or about any of the loans it offers, click one of the “Find out more” links on this page to be securely redirected to the Mortgageport website. You can then examine the details of individual loans and, if you wish, begin the application process.
To request a call from a Mortgageport representative, you’ll need to take a minute to fill out a simple online form. You will need to provide:
- Your full name
- Your phone number
- Your email address
- Your state of residence
- Whether or not you’re an existing customer
- How you heard about Mortgageport
Once you’ve submitted the form, a Mortgageport mortgage consultant will contact you as soon as possible to discuss your borrowing needs.
Mortgageport offers an extensive range of home loans and the ability to create a custom-made loan that suits all your requirements. Compare Mortgageport’s loan options with those from other Australian lenders to help find the perfect home loan for you.
Home Loan OffersImportant Information*
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+
Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.
Owner occupiers looking to refinance can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees. Refinancers only.
Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.