eMoney Home Loans
eMoney offers competitive home loans with a range of features that can suit your needs.
Competitive emoney rates for...
- Home buyers. The emoney Enhance Variable Home Loan - (Owner Occupier) has a 3.24% p.a. interest rate and lets you borrow up to 80%.
- Investors. The emoney Enhance Investment Fixed Rate Home Loan - 2 Year <= 90% LVR (Investor, P&I) has a 3.34% p.a. interest rate and lets you borrow up to 90%.
Compare emoney home loans
Compare emoney home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".
emoney lender profile
- emoney is an Australian-owned, online lender and offers a range of different home loans. They're able to offer you such low fees because loans are not brokered through intermediaries, or brokers. Rather, you deal direct and as a result the borrower saves.
- emoney is a non-bank lender with access to wholesale funding sources. emoney holds an Australian Credit Licence.
- This lender also offers mortgage products to lenders with bad credit.
How do I apply for a emoney mortgage?
Each emoney product has specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
When you apply for a mortgage with emoney you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Looking for more mortgage options?
Home Loan OffersImportant Information*
Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
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