eMoney Home Loans

eMoney offers competitive home loans with a range of features that can suit your needs.

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eMoney

On this page you can find information about emoney home loans. Skip ahead to the full table of products or read more about the lender.

Compare emoney home loans

Compare emoney home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Rates last updated October 16th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
emoney Enhance Variable Home Loan - (Owner Occupier)
3.39%
3.43%
$0
$0 p.a.
80%
3.89%
4.02%
$0
$10 monthly ($120 p.a.)
90%
3.69%
3.82%
$0
$10 monthly ($120 p.a.)
90%

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emoney lender profile

  • emoney is an Australian-owned, online lender and offers a range of different home loans. They're able to offer you such low fees because loans are not brokered through intermediaries, or brokers. Rather, you deal direct and as a result the borrower saves.
  • emoney is a non-bank lender with access to wholesale funding sources. emoney holds an Australian Credit Licence.
  • This lender also offers mortgage products to lenders with bad credit.

How do I apply for a emoney mortgage?

Eligibility

Each emoney product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with emoney you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Owner occupiers looking to refinance can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees. Refinancers only.

Logo for Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)

Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.

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6 Responses

  1. Default Gravatar
    tariqSeptember 10, 2014

    Dear sir /Madam

    Am from jordan , i live in Dubai , i need a personal loan , am asking if you do lending money to people they are living out side . like me , am living in Dubai ?

    • Avatarfinder Customer Care
      ShirleySeptember 12, 2014Staff

      Hi Tariq,

      Thanks for your question.

      Unfortunately we don’t compare any personal loans for non- Australian residents.

      I’d recommend that you check out a local comparison site, or visit your local bank to discuss your options.

      Cheers,
      Shirley

  2. Default Gravatar
    JillianJuly 14, 2014

    Both me and my husband have bad credit and are unable to refinance. We currently owe $262K on a house worth $520K and have never missed a payment. I work part time and he’s full time and we can afford the repayments but are struggling to find a lender who will help

    • Avatarfinder Customer Care
      ShirleyJuly 15, 2014Staff

      Hi Jillian,

      Thanks for your question.

      You may want to have a look at non-conforming lenders – their eligibility criteria is not as strict as the big four banks.

      Cheers,
      Shirley

  3. Default Gravatar
    NancyOctober 22, 2013

    Hi I own my home value $450,000 (?). what level of income would I need to get a line of credit loan for $50’000 for Reno. Ta

    • Avatarfinder Customer Care
      MarcOctober 23, 2013Staff

      Hello Nancy,
      thanks for the question.

      Unfortunately this depends on each lender. They have their own unique lending criteria which will help them work out what you’re able to borrow. It may help to speak to a lender you’re interested in first to get an idea of what they would offer before applying.

      I hope this helps,
      Marc.

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