Cairns Bank

Comparison guide for home loan offers from Cairns Bank

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Cairns Bank

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On this page you can find information about Cairns Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Cairns Bank home loans

Compare Cairns Bank home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Cairns Bank Standard Fixed Home Loan P&I 1Y Fixed≥ 5% Deposit

Cairns Bank Standard Fixed Home Loan
  • App: $882
  • Ongoing: $12 per month
Borrow from $10,000 up to $1,000,000.

Cairns Bank Standard Variable Home Loan P&I≥ 5% Deposit

Cairns Bank Standard Variable Home Loan
  • App: $882
  • Ongoing: $12 per month

Cairns Bank Standard Fixed Home Loan P&I 3Y Fixed≥ 5% Deposit

Cairns Bank Standard Fixed Home Loan
  • App: $882
  • Ongoing: $12 per month
Have the ease of budgeting and knowing your repayments with Cairns Bank Standard Fixed Home Loan.

Compare up to 4 providers

Cairns Bank lender profile

  • Cairns Bank was established in 1899 in Cairns. It aims to provide a more personalised and friendly banking service to its customers.
  • Owned by its members, Cairns Bank's operations are similar to that of a credit union.
  • Cairns Bank also offers bank accounts and personal loans.

How do I apply for a Cairns Bank mortgage?

If you'd like to apply for a home loan from Cairns Bank, please contact the lender directly.


Each Cairns Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Cairns Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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2 Responses

    Default Gravatar
    VickiJune 27, 2014

    There is a house next door to me
    At that time the house was financed through BAC;I called BAC and they said that Penny’s Loan Institution has it. I don’t want the house for myself, but I am inquiring about the sell price, or if will be for rent? I look forward to hearing from you soon.

      Avatarfinder Customer Care
      ShirleyJune 27, 2014Staff

      Hi Vicki,

      Thanks for your question.

      Unfortunately you’ve come through to, an online comparison service. Please contact the customer service team at Cairns Penny Savings and Loans directly about your enquiry.


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