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Cairns Bank

Comparison guide for home loan offers from Cairns Bank

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Cairns Bank

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On this page you can find information about Cairns Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Cairns Bank home loans

Compare Cairns Bank home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Data indicated here is updated regularly
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Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Cairns Bank Standard Fixed Home Loan - 1 Year
2.99%
4.33%
$882
$12 monthly ($144 p.a.)
95%
Borrow from $10000 up to $1000000.
Cairns Bank Standard Variable Home Loan
4.25%
4.45%
$882
$12 monthly ($144 p.a.)
95%
Cairns Bank Standard Fixed Home Loan - 3 Year
2.99%
4.12%
$882
$12 monthly ($144 p.a.)
95%
Have the ease of budgeting and knowing your repayments with Cairns Bank Standard Fixed Home Loan.
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Cairns Bank lender profile

  • Cairns Bank was established in 1899 in Cairns. It aims to provide a more personalised and friendly banking service to its customers.
  • Owned by its members, Cairns Bank's operations are similar to that of a credit union.
  • Cairns Bank also offers bank accounts and personal loans.

How do I apply for a Cairns Bank mortgage?

If you'd like to apply for a home loan from Cairns Bank, please contact the lender directly.

Eligibility

Each Cairns Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Cairns Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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2 Responses

  1. Default Gravatar
    VickiJune 27, 2014

    There is a house next door to me
    At that time the house was financed through BAC;I called BAC and they said that Penny’s Loan Institution has it. I don’t want the house for myself, but I am inquiring about the sell price, or if will be for rent? I look forward to hearing from you soon.

    • Avatarfinder Customer Care
      ShirleyJune 27, 2014Staff

      Hi Vicki,

      Thanks for your question.

      Unfortunately you’ve come through to finder.com.au, an online comparison service. Please contact the customer service team at Cairns Penny Savings and Loans directly about your enquiry.

      Cheers,
      Shirley

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