Aussie Elevate Fixed Home Loan

The Elevate Fixed Home Loan is a competitive fixed rate mortgage from Aussie. It has options for investors and home buyers and you can add a 100% offset account.

The Aussie Elevate Fixed Home Loan offers competitive fixed rates and is available for borrowers with a 20% deposit saved. It also has an offset account.

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Review by


Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification.

Expert review

The Aussie Elevate Fixed Home Loan has rates for owner-occupiers and investors. You can choose principal-and-interest or interest-only repayments.

The loan also has a 100% offset account. This makes it a flexible and useful loan for most borrowers.

About this loan

What are the features and benefits of the Aussie Elevate Fixed Home Loan?

  • Loan amount and loan to value ratio. The Aussie Elevate Fixed Home Loan has a low minimum borrowing amount of $10,000 and a maximum borrowing amount of $5,000,000. The maximum loan to value ratio is 80%. You will therefore need a 20% deposit to get this loan.
  • Extra repayments. This loan allows you to make extra repayments and has a redraw facility.
  • Split facility. You can split this loan into fixed and variable portions.
  • Offset account. This loan comes with an optional 100% offset account.

What fees and charges come with this loan?

This loan has very few fees.

  • Application fee: $498. This one-off fee is charged at application.
  • Discharge fee: $325. This fee is charged when you close out the home loan, either by repaying it or refinancing.

How to apply

If you think the Aussie Elevate Fixed Home Loan is the right product for you, or you'd like to learn more, click the green button and leave your details. An Aussie broker will get in touch with you to help you with the next step.

Disclaimer

Credit services for Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 ("Aussie") and its appointed credit representatives. © 2021 Aussie. Credit and any applicable offset accounts are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian Credit Licence 237879.

Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

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4 Comments

    Default Gravatar
    Scott
    February 22, 2023

    I’ve applied for the elevate loan with 2yr fixed for 280k is there a cash rebate on this one?

      AvatarFinder
      Richard
      February 23, 2023

      Hi Scott,

      Unfortunately there is no cashback on this loan that I can see in the product information. But you should talk to Aussie directly for more information.

      Kind regards,
      Richard

    Default Gravatar
    benny
    February 13, 2023

    Hi, my property (to live in) value is $530,000 i want to put 20% deposit, and how much monthly repayment i have to pay? thanks

      AvatarFinder
      Richard
      February 20, 2023

      Hi Benny,

      You can quickly work it out using a loan repayment calculator. Just enter the interest rate, your loan amount and the loan term.

      I hope this helps.

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