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AMO Group is a specialist mortgage lender. On this page you can find information about AMO Group and its loans.
AMO Group home loan rates
Contact AMO Group directly to learn more about its mortgages and current interest rates.
AMO Group key facts
AMO Group was founded in 1998 by banker Robert Projeski and is based in Sydney.
AMO Group offers home loans for both owner-occupiers and investors. It also offers bad credit home loans and debt consolidation options.
How do I apply for a mortgage from AMO Group?
When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.
Eligibility
The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.
Age. You must be over 18 years of age.
Residency. You should be a resident of Australia.
Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with AMO Group you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:
ING. This online bank is part of the global, Dutch financial group of the same name.
Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206) and a Tier 1 Generic Knowledge certification (RG 146).
I am married and have an investment property in joint names with my spouse. We are about to sell our residential property. Am I able to obtain a mortgage for our next residential property in just my name or would this present as a problem?
Married couples have flexibility when it’s time to apply for a mortgage. If spouses apply for a loan together, they can use both of their incomes. Lenders might then be able to approve them for a larger loan.
Being married, though, can cause problems, too. Lenders rely heavily on credit scores when determining who qualifies for a mortgage and at what interest rate. You have three FICO credit scores, one each from the national credit bureaus Experian, Equifax and TransUnion. When you and your spouse apply for a mortgage together, your lender will only consider the lowest middle score between you and your spouse.
Few year ago I had a home loan with AMO recently I have a chance to look at paper works . Surprisingly I had been charged twice on solicitor fees. Thinking to get some advice from ACCC. Can someone explain please?
Thanks for your question. finder.com.au is a comparison service, we allow you to compare factual information on a range of financial products.
For any further information relating to your specific home loan and fees, please speak directly to the AMO Group. It might be a good idea to bring this up with your lender first before filing a dispute with the ACCC as it could be solved internally.
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I am married and have an investment property in joint names with my spouse. We are about to sell our residential property. Am I able to obtain a mortgage for our next residential property in just my name or would this present as a problem?
Hi David,
Thanks for your inquiry.
Yes, you may still be able to get a mortgage.
Married couples have flexibility when it’s time to apply for a mortgage. If spouses apply for a loan together, they can use both of their incomes. Lenders might then be able to approve them for a larger loan.
Being married, though, can cause problems, too. Lenders rely heavily on credit scores when determining who qualifies for a mortgage and at what interest rate. You have three FICO credit scores, one each from the national credit bureaus Experian, Equifax and TransUnion. When you and your spouse apply for a mortgage together, your lender will only consider the lowest middle score between you and your spouse.
Hope this information helped.
Cheers,
Arnold
My house is worth at least 1.5m but owes the bank 520K.
How much equity loan am I eligible to apply?
Thank you.
Hi Danny,
Thanks for your question.
You can find out how much you can borrow by getting in touch with AMO directly and you can use our calculator to help give you an indication.
Cheers,
Shirley
Few year ago I had a home loan with AMO recently I have a chance to look at paper works . Surprisingly I had been charged twice on solicitor fees. Thinking to get some advice from ACCC. Can someone explain please?
Hi Nam,
Thanks for your question. finder.com.au is a comparison service, we allow you to compare factual information on a range of financial products.
For any further information relating to your specific home loan and fees, please speak directly to the AMO Group. It might be a good idea to bring this up with your lender first before filing a dispute with the ACCC as it could be solved internally.
Cheers,
Shirley