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AMO Group home loans

Learn more about AMO Group and its home loans.

AMO Group is a specialist mortgage lender. On this page you can find information about AMO Group and its loans.

AMO Group home loan rates

Contact AMO Group directly to learn more about its mortgages and current interest rates.

AMO Group key facts

  • AMO Group was founded in 1998 by banker Robert Projeski and is based in Sydney.
  • AMO Group offers home loans for both owner-occupiers and investors. It also offers bad credit home loans and debt consolidation options.

How do I apply for a mortgage from AMO Group?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.


The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with AMO Group you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

πŸ“„ Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

πŸ“„ Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

πŸ“„ Proof of income documents. Recent payslips can establish your income.

πŸ“„ Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

How to apply for a home loan

More lenders to compare

Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:

  • ING. This online bank is part of the global, Dutch financial group of the same name.
  • Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
  • UBank. This online bank is actually owned by NAB.
  • Athena. This digital fintech lender offers low-rate mortgages and an entirely online, convenient service.
  • Tic:Toc. This lender's online application tool can process your mortgage application fast. Backed by the Bendigo and Adelaide Bank.
  • Bank of Queensland. Outside of the Big Four this is one of Australia's larger banks. BOQ owns Virgin Money.
  • HSBC. The local Australian banking arm of this international bank offers various home loans.

More guides on Finder

Find the right home loan now

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6 Responses

    Default Gravatar
    DavidAugust 10, 2017

    I am married and have an investment property in joint names with my spouse. We are about to sell our residential property. Am I able to obtain a mortgage for our next residential property in just my name or would this present as a problem?

      Default Gravatar
      ArnoldAugust 10, 2017

      Hi David,

      Thanks for your inquiry.

      Yes, you may still be able to get a mortgage.

      Married couples have flexibility when it’s time to apply for a mortgage. If spouses apply for a loan together, they can use both of their incomes. Lenders might then be able to approve them for a larger loan.

      Being married, though, can cause problems, too. Lenders rely heavily on credit scores when determining who qualifies for a mortgage and at what interest rate. You have three FICO credit scores, one each from the national credit bureaus Experian, Equifax and TransUnion. When you and your spouse apply for a mortgage together, your lender will only consider the lowest middle score between you and your spouse.

      Hope this information helped.


    Default Gravatar
    DannyDecember 4, 2014

    My house is worth at least 1.5m but owes the bank 520K.
    How much equity loan am I eligible to apply?
    Thank you.

      ShirleyDecember 4, 2014Finder

      Hi Danny,

      Thanks for your question.

      You can find out how much you can borrow by getting in touch with AMO directly and you can use our calculator to help give you an indication.


    Default Gravatar
    NamAugust 7, 2014

    Few year ago I had a home loan with AMO recently I have a chance to look at paper works . Surprisingly I had been charged twice on solicitor fees. Thinking to get some advice from ACCC. Can someone explain please?

      ShirleyAugust 8, 2014Finder

      Hi Nam,

      Thanks for your question. is a comparison service, we allow you to compare factual information on a range of financial products.

      For any further information relating to your specific home loan and fees, please speak directly to the AMO Group. It might be a good idea to bring this up with your lender first before filing a dispute with the ACCC as it could be solved internally.


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