Q Report Jewellery Insurance Review

Q Report Jewellery Insurance: Learn about what comprehensive jewellery insurance can cover you for.

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Gary Ross Hunter

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Q Report Jewellery Insurance has been offering specialised jewellery insurance to Australians for over 10 years. It can insure your jewellery, engagement ring or watch, and is also underwritten by Chubb Insurance — one of the biggest insurance companies in the world.

Writer Review:

  • Get free annual revaluation to make sure your jewellery is never underinsured.
  • Get cover for up to $50,000 if you apply online (if it's higher, you can chat to a consultant) — most home and contents insurance policies have a cap of between $1,000 and $5,000, unless you're willing to pay more.

Review by our insurance expert Gary Ross Hunter

Q Report Jewellery Insurance Cover Option

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Loss and Theft Cover Damage Cover Cover outside of Australia Additional Cover Agreed Value Cover
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What does Q Report Jewellery Insurance cover?

With Q Report Jewellery Insurance, you'll be covered for loss, damage, theft, mysterious disappearance and natural disasters for your valuables like:

Q Report Jewellery Insurance benefits

Here's a summary of the benefits:

  • Worldwide coverage. This means your jewellery is covered anywhere in the world.
  • Return to your original or preferred jeweller. If you make a claim, you can take it to your jeweller of choice to be repaired.
  • Free annual revaluation. This makes sure that your jewellery is insured for the correct amount, so you're not underinsured.
  • Agreed value policy. You'll be covered for the agreed value shown on your policy — not "up to" that amount.
  • Additional 50% cover. Q Report will add 50% to the insured value of your jewellery if it can't fully repair or replace it.
  • No impact claims. Your premium will not go up if you need to make a claim.
  • Satisfaction guarantee. If you want to cancel, you'll receive a full refund if you do so within the first 14 days.

What's not covered by Q Report Jewellery Insurance?

All insurers have exclusions — you can find them in the product disclosure statement. Here's what won't be covered by Q Report Jewellery:

  • Acts of war
  • Business property
  • Cleaning and renovations
  • Confiscation
  • Fungi and mould
  • Inherent vice and breakdown
  • Intentional acts
  • Misappropriation
  • Nuclear, biological, chemical or radiation hazard
  • Wear and tear

How do I make a Q Report Jewellery Insurance claim?

To make a Q Report Jewellery Insurance claim, you can either call on 1300 882 018 or email at claims@qreport.com.au. You'll need to get a Statutory Declaration and Police Report if your jewellery has been lost or stolen. Depending on how long it takes for you to send this, claims are usually processed and approved within 5 business days.

Sources

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Journalist

Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

Gary Ross's expertise
Gary Ross has written 576 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living
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