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After over 45 years providing affordable healthcare, TUH Health Fund now boasts teachers, nurses, firefighters and government employees amongst its members. TUH Health Fund is part of Members Own Health Funds, an alliance of nonprofit and mutual health funds that promotes funds that reward members rather than overseas owners or investors.
Founded in 1972 by the Queensland Teachers' Union, TUH Health Fund focuses on providing affordable healthcare for teachers in Queensland. Covering all current and former union members and their families Australia-wide, the not-for-profit fund ensures premiums are returned to members in the form of improved benefits. In the last year alone, TUH returned 90% to its members, as a members owned fund.
TUH offers four levels of hospital cover and you can choose to purchase the covers alone or combine them with an extras cover.
TUH Health Fund fully supports reducing the cost of health care, providing consumers with transparency and minimising waste in the health system. The private health insurance reforms and government tiers (Gold, Silver, Bronze and Basic) that come into effect from 1 April 2019 have been reflected in TUH's hospital and package policies.
TUH offers Gold, Silver Plus and Bronze Plus Hospital policies, Gold and Bronze Plus packages so you can easily choose the level of cover that works for you.
TUH offers a discount of up to 10% for people who join selected hospital covers before they turn 30. Here's a breakdown of how much you can get off.
Age upon joining | Discount |
---|---|
Under 26 | 10% |
26 | 8% |
27 | 6% |
28 | 4% |
29 | 2% |
The discount applies until you turn 41 as long as you have an eligible policy, then decreases by 2% per year.
As a not-for-profit health fund, TUH Health Fund provides value for money wherever possible for its members. The range of additional benefits includes:
There are two separate processes for claiming on your TUH Hospital and Extras cover:
If you receive a hospital account, send it to TUH with a completed claim form via one of the following methods:
You can claim your Extras benefits in any of the following ways:
In both instances, once received and processed, your claim will be paid directly into your bank account allowing up to two weeks for postage and processing.
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I am a senior of 65.6 and find it hard to pay my full cover now that I have reduced my work, is there any changes that I can take
Hi Daniel,
Thanks for getting in touch! Sorry to hear you are having a difficult time paying for your health insurance. While we review TUH, note that we don’t work with them. It would be best to contact them directly to see your options for repayment.
Hope this helps. Feel free to reach back out for further assistance.
Best,
Nikki
What hospitals in Melbourne are contracted.
Hi Robert,
Thanks for getting in touch. If you head over to the TUH website, you can use their search tool to find the closest contracted hospital.
Cheers,
Richard