Apia Health Insurance is underwritten by nib and tailored to seniors. It offers 4 hospital options and 3 extras cover policies.
Apia is good if:
Apia is not great if:
Review by our insurance and innovations editor Gary Ross Hunter.
These can be purchased separately, or combined with any of the hospital covers above.
Both Apia Health Insurance hospital and extras policies include Ambulance Cover. This includes:
We looked at the most recent Ombudsman health insurance complaints data to see how good Apia's customer service is (it's underwritten by nib). nib did okay this year, but not as well as the other big funds.
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