You'll find blood pressure monitors in a comprehensive extras policy.
The amount you receive is either a cost limit or a percentage of total cost.
Your equipment must be purchased in Australia by a listed provider.
Blood pressure monitors and other aids can be a costly expense and many health insurers reduce the costs you have to pay. If you have private health insurance in Australia, most health funds offer support to help pay for equipment. It's generally included in extras cover for out of hospital services.
Home blood pressure monitors range from $39 to over $300. It may be tempting to buy a top-of-the-line model, but more expensive models aren't necessarily more effective. Traditional blood pressure monitors with inflatable cuffs tend to be the most reliable and easiest to use, and many of these are available for less than $100.
If you regularly need to monitor your blood pressure at home, blood pressure monitors may be covered by your private health insurance. To have cover for blood pressure monitors, you will generally need to have a comprehensive extras policy. Check your policy to see if you’re covered for 'health appliances' and 'health monitoring equipment'.
All prices are based on a single individual with less than $90,000 income and living in Sydney.
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Blood pressure monitors are appliances that can be used on your wrist or upper arm at any time. When you use a blood pressure monitor it will give you two numbers: the systolic and diastolic blood pressure.
Systolic blood pressure is the pressure when your heart beats. Diastolic is the pressure between heartbeats. As such, systolic naturally tends to be higher.
|Below 120||Below 80||Normal blood pressure|
|Between 120–129||Below 80||Elevated blood pressure|
|Between 130–139||80–89||Stage 1 high blood pressure (hypertension)|
|140 or higher||90 or higher||Stage 2 high blood pressure (hypertension)|
Source: Mayo Clinic
The money you will get back from your health fund is generally calculated in one of three ways:
Within the calculations, you’ll sometimes see some of the terms below. Make sure you check any conditions on your policy for the following:
Although blood pressure monitors are generally only covered by comprehensive extras plans, there are some more affordable extras policies available that will also include cover for them.
You can also view side by side how each policy stacks up based on the first year’s limit per person for blood pressure monitors.
Yes. All health funds require the following three conditions:
The procedures for claiming health appliances in particular can be a bit different from claiming for normal extras. Some of the additional conditions may include:
Some plans offer aids as part of a combined policy. These are often referred to as appliances and can include:
For blood pressure medication, your first stop should be to check if it's covered as part of the Pharmaceutical Benefits Scheme (PBS) – this is a list of prescribed medications, subsidised by the Australian Federal Government.
If your prescribed medicine is not on the list you may be entitled to claim within your private health insurance limits – but your medication will still need to be on an approved lists where the cost is more than $38.40 and is listed on the Australian Register of Therapeutic Goods.
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