Hunter Health Insurance (HHI) is the new name of the former Cessnock District Health Fund. It has not only shed it's old name but it has also begun offering its products nationwide while overhauling its hospital cover to conform to new government standards.
HHI offers three types of cover: hospital, extras and ambulance-only. You can bundle any of these together or buy them separately, making HHI a great choice for those who want flexibility.
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Hunter Health Insurance was established as Cessnock District Health Fund in 1952 to serve the coal industry in New South Wales' Hunter Valley. Hunter Health has now opened its doors to all Australian residents and aims to deliver on both price and service.
Not only do you have a broad selection of policies to choose from, but most of HHI's six hospital policies go well beyond the government's minimum requirements for cover.
HHI also offers a broad selection of extras policies. You can take these out alone or combined with one of HHI's hospital policies.
HHI has one ambulance-only policy that covers you for medically necessary emergency ambulance rides.
HHI offers an age-based discount to customers under 30, but only on the Gold hospital policy.
The age you are on 1 April 2019 or when you purchase your policy, whatever is later, determines the percentage that gets knocked off your policy. The best part is you get to keep that discount until you are 40, at which point it decreases by 2% per year.
Here is the discount you'll get based on how old you are on the date mentioned above:
Hunter Health Insurance aims to make the claims process as easy as possible for members. Most hospitals and doctors will send your medical and hospital bills straight to HHI who will take care of it behind the scenes.
However, if you need to make an extras claim you can fill out the online claim form and submit it directly on the website. Alternatively, you can print out the claim form and either email it or send it via post to HHI.
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