Our team of mobile plan experts have compared 300+ SIM-only mobile plans from 50+ mobile providers in Australia. We've curated 12 top picks based on price, network and expert analysis. Not every SIM-only plan will suit your needs so make sure you compare your options before choosing the right one for you.
Best SIM-only plan under $20: Dodo $20
Best SIM-only plan under $30: Southern Phone Finder Exclusive
Best SIM-only plan under $40: felix Subscription Unlimited
Best 12-month SIM-only plan: Catch Connect 120GB Online Exclusive
Best SIM-only plan with unlimited data: felix Subscription Unlimited
Best high data SIM-only plan: Circles.Life 160GB Finder Exclusive
Best 5G SIM-only plan: Belong 40GB
Best value postpaid SIM-only plan: Dodo $35
Best value prepaid SIM-only plan: felix Subscription 50GB
Best SIM-only plan on Telstra network: Belong 40GB
Best SIM-only plan for international calls: Dodo $35
Best SIM-only plan for customer satisfaction: amaysim 32GB Plan
Calls + texts: Unlimited standard national calls and texts
International inclusions: $100 international call credit
Total cost over first 12 months: $240
What we like about Dodo:
You'll only pay $20 a month for 3 months to get 30GB of data monthly.
This plan is one of the few with international call credits included.
Watch out for:
Your data reverts to 15GB per month after 3 months.
You'll need to pay upfront despite plans being postpaid.
We looked at mobile plans on Finder that cost under $20 per month. We then gave each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: Includes $50 call credit for standard international calls
Total cost over first 12 months: $285
What we like about Southern Phone:
Big data users can get 100GB got only $20 a month for the first 3 months.
All of Southern Phone's mobile plans are 100% carbon neutral.
You'll receive a $50 credit to make international calls.
Watch out for:
The price reverts to $25 a months after 3 months but that's still a solid monthly cost for 100GB.
We compared mobile plans on Finder that cost under $30 per month. We gave each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: None
Total cost over first 12 months: $420
What we like about felix:
You can get 50GB for $15 for the first 3 months, then reverts to 50GB for $30 per month. Any leftover data can be banked for future use (there's no limit).
You can use Wi-Fi calling to make calls via your Wi-Fi connection rather than relying on network coverage.
Certified carbon neutral and ensures one tree is planted every month you stay with felix.
Watch out for:
International roaming is a bit expensive at $20 for 4GB data, 100 minutes of calls and 100 text messages.
We compared mobile plans on Finder that cost under $40 per month. We then gave each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: None
Total cost over first 12 months: $119
What we like about Catch:
You can get a mobile plan for just $119 for the year alongside 120GB of data to be used as you want over 365 days.
Catch offers a mobile app so you can manage your plan and track your data usage easily.
Watch out for:
The 120GB data limit may only suit casual mobile phone users. It works out to be 10GB per month.
After the first 365 days, the plan price will go up to $150
We compared mobile plans on Finder that cost under $150 with an expiry period of 12-months or 365-days. We then gave each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: None
Total cost over first 12 months: $420
What we like about felix:
Only pay $20 a month for the first 3 months and get unlimited data in return.
Currently, felix is the only provider that comes close to offering a truly unlimited data mobile plan.
It's 1 of only 6 carbon neutral mobile providers in Australia and plants a tree for every active subscription.
Watch out for:
Your download speeds will be capped at 20Mbps through out. However, this is good enough for streaming Netflix in HD, browsing and more.
To select the best unlimited data SIM-only plan, we looked at mobile plans on Finder with no data limit. There is currently only 1 plan with no imposed limit on data so it defaulted to being the winner for this category.
Calls + texts: Unlimited standard national calls and texts
International inclusions: 3000 minutes of international calls to 25 destinations
Total cost over first 12 months: $660
What we like about Circles.Life:
Impressive data allowance for how much you're paying. It works out to be 0.08 per GB.
You can sign up via an eSIM which makes switching to Circles.Life even faster.
Manage your account and data usage with Circles.Life mobile app.
Watch out for:
After the first year, your monthly cost and data allowance will revert back to 160GB for $60 a month.
We looked at mobile plans on Finder with over 40GB of monthly data. We then gave each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: None
Total cost over first 12 months: $420
What we like about Belong:
You're essentially paying $0.88 per GB which stacks up well against our $1 per GB benchmark.
You can rollover any unused data as long as you pay on time.
There are no excess data charges. Your download speed will be capped at 1Mbps once you've run out of data for the month.
Watch out for:
Its 4G and 5G download speeds are capped at 150Mps but that's fast enough for most online activities.
We looked at mobile plans on Finder with 5G for under $35 per month. We then gave each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: $300 international call credit
Total cost over first 12 months: $420
What we like about Dodo:
This plan will suit people looking for bonus data offers. Dodo will give you 90GB for the first 3 months as part of its double data deal.
There's no excess charges meaning once you've used your monthly data allowance your speeds will be capped at 1Mbps.
You can bank up to 500GB of data and get $300 worth of international call credit.
Watch out for:
The data allowance goes down to 45GB after the first 3 months.
AYou'll lose any banked up data if you downgrade to a non-data banking plan.
We looked at postpaid plans on Finder for under $35 per month. We awarded each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: None
Total cost over first 12 months: $315
What we like about felix:
Its 3-month discount gets you 50GB for just $15 a month. This works out to be a cool $0.30 per GB.
Felix offers carbon neutral mobile plans and plants a tree for every active subscription.
You can use its mobile app to manage your plan and track usage.
Watch out for:
After the first 3 months, you'll have to pay $30 a month for 50GB.
We looked at prepaid plans on Finder for under $35 per month. We awarded each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: None
Total cost over first 12 months: $420
What we like about Belong:
You'll get access to Telstra's wholesale 4G and 5G networks.
Rollover any unused data as long as you pay on time.
There are no excess data charges. Your download speed will be capped at 1Mbps once you've run out of data for the month.
Watch out for:
Its 4G and 5G download speeds are capped at 150Mps but that's fast enough for most online activities.
We looked at mobile plans on Finder for under $35 per month that run on the Telstra network. We gave each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Calls + texts: Unlimited standard national calls and texts
International inclusions: $300 credit for international calls
Total cost over first 12 months: $420
What we like about Dodo:
Get $300 worth of international call credit to keep in touch with friends and family overseas.
You get double the data for the first 3 months.
Bank up to 500GB of data for future use. This can be handy with Dodo's double data offer.
Watch out for:
You will need to pay upfront even though the plans are postpaid.
We looked at mobile plans on Finder for under $35 per month that offer international call inclusions. We then gave each plan a value score by weighting different factors including cost per data over 12 months (including promotional offers), network coverage, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best SIM-only plan for customer satisfaction: amaysim
As part of the 2023 Finder Awards, we selected the Best Prepaid and Postpaid Mobile Providers, based on value and data. The winners and finalists were chosen based on their cost per day, daily cost per gigabyte, network coverage and any applicable download speed caps.
Best Prepaid Mobile Provider - Value
Winner: amaysim
Highly commended: Yomojo
Highly commended: Kogan Mobile
Best Prepaid Mobile Provider - High Data
Winner: felix
Highly commended: Kogan Mobile
Highly commended: Woolworths Mobile
Best Prepaid Mobile Provider - Value
Winner: Circles.Life
Highly commended: Moose Mobile
Highly commended: SpinTel
Best Prepaid Mobile Provider - High Data
Winner: Belong
Highly commended: Circles.Life
Highly commended: TeleChoice
Our panel of mobile plan experts compared 340 mobile plans from 29 providers to select the best SIM-only mobile providers for value and high data. Each plan was given a value score based on factors such as price, daily cost per gigabyte, network coverage and any applicable download speed caps, with the provider having the highest score coming out as the winner.
There's no one-size-fits-all approach to finding a SIM only plan. Your budget and data needs can vary depending on how you use your phone. Here are a few things to consider apart from price alone:
What network are you after?
There's no doubt Telstra's network reigns supreme in coverage. It reaches the most number of Aussies, especially if you're living outside the metro areas. That being said, if you're staying in the city, you could be better off with the lower price tags of plans on the Optus or Vodafone network.
How much data do you need?
Australians download around 10.2GB of data on average every month according to the ACCC. We recommend finding out how much data you use and matching a plan that fits the bill accordingly. You don't want to be paying more for data that's going to waste and to rack up any excess charges because you signed up to a much lower limit.
What plan length works best for you?
While most people are familiar with month-to-month mobile plans, long-expiry plans also exist that could help you save money by paying for your plan usage upfront. These plans last for 90–365 days but just remember you'll need to be happy to stick it out with that one provider for 3–12 months.
Do you want a no-frills plan or one packed with features?
The cheapest plans are usually those with just calls, texts and data. But if that's all you need anyway, you might as well grab these simple plans for a lower cost. If you're looking for more value, consider extra features such as international calls, data rollover or Wi-Fi calling.
I'd been on a contract phone, well, forever. I used to regularly pay over $80 a month for my phone bill. I took the leap to get a Sim Only and buy a phone outright as i found it easier to manage my bills month to month. I also got a great deal, paying just $15 a month with a Circles offer. I've switched 3 times since then while keeping my phone number, it's allowed me to take advantage of great sign up offers.
It's easy to stick it out with the same provider year after year but that's where loyalty can cost you big bucks. This is especially true if you've been with a big-name brand for a long time. You could be missing out on great value deals elsewhere if you don't compare plans regularly.
Consider signing up to a mobile plan with a longer expiry period. 365-day or 12-month mobile plans are a great way to cut down your bill. You can usually get deals equivalent to 10GB for $10 a month.
We looked at SIM-only plans in our database designed for personal use.
Other selection criteria to narrow down our shortlist included looking at active Finder partners across the categories which allowed for this.
Promotional discounts were also taken into account during scoring.
Best SIM-only plan categories
Each month, we select the best SIM-only plans across 12 categories.
Best SIM-only plan under $20: Based on our internal value scoring system, limiting results to plans equal to or under $20.
Best SIM-only plan under $30: Based on our internal value scoring system, limiting results to plans equal to or under $30.
Best SIM-only plan under $40: Based on our internal value scoring system, limiting results to plans equal to or under $40.
Best 12-month SIM-only plan: Based on our internal value scoring system, limiting results to plans equal to or under $100 with an expiry of 12-months or 365-days.
Best SIM-only plan with unlimited data: Based on our internal value scoring system, limiting results to plans with unlimited data.
Best high data SIM-only plan: Based on our internal value scoring system, limiting results to plans equal to or greater than 40GB for equal to or less than $50.
Best 5G SIM-only plan: Based on our internal value scoring system, limiting results to 5G mobile plans equal to or under $35.
Best value postpaid SIM-only plan: Based on our internal value scoring system, limiting results to postpaid plans equal to or under $35.
Best value prepaid SIM-only plan: Based on our internal value scoring system, limiting results to prepaid plans equal to or under $35.
Best SIM-only plan on Telstra network: Based on our internal value scoring system, limiting results to plans on the Telstra network equal to or under $35.
Best SIM-only plan for international calls: Based on our internal value scoring system, limiting results to plans with international calls or credit equal to or under $35.
Best SIM-only plan for customer satisfaction: Based on our 2023 Finder Awards for Customer Satisfaction methodology.
How does Finder's value scoring system work?
For certain categories, we use a value scoring system to choose the best SIM-only plan by scoring the following factors:
Cost per gigabyte. This is calculated by taking the price of the plan over 12 months divided by the amount of data (GB).
Network coverage. We awarded scores depending on how wide the network coverage is across Australia.
Data rollover. We weight providers that offer data rollover higher than those that don't have this feature.
International calls. This includes those that offer unlimited calls or credit/minutes for international purposes.
Wi-Fi calling. We weight providers that offer Wi-Fi calling higher than those that don't have this feature.
We then assign a weight to each of the factors in order to calculate a value score. Price and data are given the highest weighting.
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You can sample Samsung's latest innovations at a more affordable price point.
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It's now easier than ever to switch to Boost Mobile.
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The new rules will come into effect on 29 March 2024.
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Buy the S24 Plus on a phone plan from one the major telcos to avoid a hefty upfront cost.
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Compare Samsung Galaxy S24 plans from Telstra, Optus and Vodafone.
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Get the latest S24 for cheaper or get more bang for your buck with freebies when you pre-order.
Mariam Gabaji is an editor and tech and utilities expert at Finder with over 11+ years of experience in print and digital media. Her main goal is to help households cut through the industry jargon and save money on their household bills. Her expertise is often featured in media including the ABC, Yahoo Finance, 9News, 7News, A Current Affair, The Guardian, SBS and Money Magazine.
The Federal Court of Australia today dismissed proceedings brought by ASIC against Finder Wallet. The Judgment, handed down by Justice Markovic, ruled that Finder Earn was compliant with applicable consumer financial laws.
The Kia EV6 GT is a vehicle that marks a significant point in the evolution of the modern performance car, a nod to the future where speed and power coexist with sustainability and practicality.
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