Bank of Melbourne Business Access Saver Account

Your business surplus funds can continue to work when you park them inside of the Business Access Saver account from the Bank of Melbourne.

Business owners can take advantage of a competitive interest rate on any excess capital by keeping it secure in the Bank of Melbourne Business Access Saver. With no minimum monthly balance to maintain, and free internet banking, a business owner has total control of when they can save and for how much.

0.01% p.a.

Maximum variable rate


Base interest rate

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Product NameBank of Melbourne Business Access Saver
Maximum Variable Rate0.01% p.a.
Standard Variable Rate0.01% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age18

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Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

You can benefit from 24/7 access via Internet and Phone Banking, if this account is linked to an eligible Bank of Melbourne everyday account.

Key features

Interest rate

With the Business Access Saver your saved capital will be earning a competitive variable interest rate monthly.

Interest calculation

The interest is calculated on your daily balances and then paid into the account at the beginning of the following month.

How to apply

If you think your business will benefit from the Business Access Saver, the Bank of Melbourne allows you to complete an application online.


Before applying online check that you are able to meet all of the following requirements:

  • Linked account. You must have a transaction account with the Bank of Melbourne that is listed with the same business name as the savings account will be.
  • Business registration. The business must be registered in Australia.

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    Default Gravatar
    October 10, 2017

    I want a business transaction account that includes: internet banking, zero fees and monthly summaries of money in and out.

      Default Gravatar
      October 11, 2017

      Hi Cj,

      Thank you for contacting Finder.

      If you scroll up, you will see that the Bank of Melbourne does have the features you ate looking for in a business account. But if you wish to compare this and more options, you can check our list of a small business bank accounts. You may review and compare the offers available on the table. Once you have selected one, you may proceed by clicking the green “Go to Site” button.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      I hope this helps.


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