In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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HSBC Foreign Currency Term Deposit – USD

HSBC Foreign Currency Term Deposit USD
Interest rate 12 months interest rate
Up to 1.3% p.a.
Minimum opening deposit
Account keeping fee


Plan for your future with a fixed rate savings account that lets you grow your foreign currency investments.

With the Foreign Currency Term Deposit from HSBC you are given the same flexibility and benefits as a regular term deposit account, plus the ability to save in different currencies. The competitive interest rate is fixed for the length of your chosen term, allowing you to make a savings plan that helps you meet your goals.


  • A range of major foreign currencies
  • Terms from 1, 2, 3, 6 or 12 months
  • No establishment or ongoing fees


  • Currency restrictions apply for CNY

In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question


Key details

Product Name HSBC Foreign Currency Term Deposit USD
3 month interest rate 0.45%
6 month interest rate 0.90%
9 month interest rate 1.10%
12 month interest rate 1.30%
Minimum Opening Deposit $5,000
Minimum age requirement 18
Government guarantee Yes


Minimum Age Requirement 18
Joint account availability No
Min Deposit $5,000
Available to children Not available for children

Key features

Available currencies

With HSBC you are allowed to bank in up to nine foreign currencies. These currencies include; Hong Kong dollars (HKD), United States dollars (USD), Great Britain Pound sterling (GBP), Euro (EUR), Canadian dollars (CAD), Japanese yen (JPY), Singapore dollars (SGD), New Zealand dollars (NZD) and Chinese Yuan Renminbi (CNY). Some restrictions on your banking may apply when making transactions with CNY.

Monthly fees

There is no establishment fee charged with the Foreign Currency Term Deposit nor will you have to pay any monthly ongoing fees.

How to apply


If you are interested in applying for the HSBC Foreign Currency Term Deposit you will need to visit an HSBC branch in order to fill out an application in person. You can also enquire about the term deposit online using a simple form which can be accessed by visiting the HSBC website". There will be some eligibility requirements that you will need to show you meet before you will be permitted to proceed with the application:

  • Minimum age. Applicants should be at least 18 years of age if they are interested in opening this account.
  • Residency requirements. In order to be eligible for this account you must be able to show that you are a resident of Australia with a residential address.

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