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Australian home loan statistics

Discover average home loan sizes around Australia and much more with our comprehensive guide to home loan statistics.

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As of 2019, Australia's housing stock numbers almost 10 million homes, with nearly 20,000 new dwellings approved every month. Buying a home is the most expensive purchase most Australians will make - but what does the state of Australia's home loan debt actually look like? On this page we cover average loan size for first home buyers and others, whether we prefer fixed or variable, the number of loans written each month, and the average home loan size for each state.

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The total value of owner-occupier home loans written Australia in July 2019 was $14.1 billion, with the average loan size being $408,987. For first home buyers, this average loan size drops to $366,776. Further statistics can be found in the visualisation below.

Year12-month average loan sizeAverage first home buyer share of market
1991$73,70019%
1992$78,44222%
1993$84,20022%
1994$90,24222%
1995$95,92522%
1996$99,19222%
1997$110,07522%
1998$118,37521%
1999$133,01722%
2000$133,00022%
2001$145,34224%
2002$160,99219%
2003$182,73314%
2004$205,20015%
2005$215,48317%
2006$224,38318%
2007$242,58318%
2008$257,20020%
2009$282,11728%
2010$304,27518%
2011$303,22518%
2012$298,60818%
2013$303,56717%
2014$324,69216%
2015$354,85014%
2016$363,65013%
2017$374,05016%
2018$345,80018%
Are you a journalist or researcher? If you need any further data or custom research, please contact...
Graham Cooke
Graham Cooke
Insights Manager
graham.cooke@finder.com.au@gcooke42/in/gcooke42unnamed (25)
P: +61 4 0180 2681
E: graham@finder.com
Data source: finder.com.au, ABS.

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