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Australian home loan statistics

Here's what the average Australian home loan looks like, plus detailed mortgage statistics for every state, territory and borrower type.

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The total value of owner-occupier home loans written in Australia in March 2021 was $20.1 billion, with the average Australian home loan size being $538,941. For first home buyers, this average loan size drops to $446,723. Further statistics can be found in the visualisation below.

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Year12-month average loan sizeAverage first home buyer share of market
2003$210,25121%
2004$235,59523%
2005$246,11127%
2006$258,22828%
2007$282,41127%
2008$299,02732%
2009$323,39642%
2010$358,32226%
2011$356,04527%
2012$352,51829%
2013$354,74226%
2014$372,90024%
2015$403,85721%
2016$413,16720%
2017$424,63822%
2018$441,63726%
2019$457,31429%
2020$496,98033%
Are you a journalist or researcher? If you need any further data or custom research, please contact...
Graham Cooke
Graham Cooke
Head of Consumer Research
graham.cooke@finder.com.au@gcooke42/in/gcooke42unnamed (25)
E: graham@finder.com
Data source: finder.com.au, ABS.

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