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Aussie Elevate Fixed Home Loan

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The Elevate Fixed Home Loan is a competitive fixed rate mortgage from Aussie. It has options for investors and home buyers and you can add a 100% offset account.

The Aussie Elevate Fixed Home Loan offers competitive fixed rates and is available for borrowers with a 20% deposit saved. It also has an offset account.

Interest Rate Max Insured LVR Max LVR
1 Year Fixed (Investor, IO)
3.75% p.a.
Comparison Rate
3.21% p.a.
80% 80%
1 Year Fixed (Owner Occupier, P&I) 100% Offset Loan
3.1% p.a.
Comparison Rate
3.01% p.a.
80% 80%
1 Year Fixed (Investor, IO) 100% Offset Loan
3.75% p.a.
Comparison Rate
3.33% p.a.
80% 80%
1 Year Fixed (Owner Occupier, P&I)
3.1% p.a.
Comparison Rate
2.88% p.a.
80% 80%
1 Year Fixed (Owner Occupier, IO) 100% Offset Loan
3.3% p.a.
Comparison Rate
3.02% p.a.
80% 80%
1 Year Fixed (Owner Occupier, IO)
3.3% p.a.
Comparison Rate
2.90% p.a.
80% 80%
1 Year Fixed (Investor, P&I) 100% Offset Loan
3.35% p.a.
Comparison Rate
3.00% p.a.
80% 80%
1 Year Fixed (Investor, P&I)
3.35% p.a.
Comparison Rate
3.17% p.a.
80% 80%
2 Year Fixed (Owner Occupier, P&I) 100% Offset Loan
3.1% p.a.
Comparison Rate
3.03% p.a.
95% 80%
2 Year Fixed Special (Owner Occupier, P&I) 100% Offset Loan
2.29% p.a.
Comparison Rate
2.76% p.a.
80% 80%
2 Year Fixed Special (Owner Occupier, P&I)
2.29% p.a.
Comparison Rate
2.76% p.a.
80% 80%
2 Year Fixed Special (Investor, P&I) 100% Offset Loan
2.49% p.a.
Comparison Rate
3.04% p.a.
80% 80%
2 Year Fixed Special (Investor, P&I)
2.49% p.a.
Comparison Rate
3.04% p.a.
80% 80%
2 Year Fixed (Investor, P&I)
3.35% p.a.
Comparison Rate
3.19% p.a.
80% 80%
2 Year Fixed (Owner Occupier, P&I)
3.1% p.a.
Comparison Rate
2.90% p.a.
80% 80%
2 Year Fixed (Owner Occupier, IO) 100% Offset Loan
3.3% p.a.
Comparison Rate
3.05% p.a.
80% 80%
2 Year Fixed (Owner Occupier, IO)
3.3% p.a.
Comparison Rate
2.93% p.a.
80% 80%
2 Year Fixed (Investor, P&I) 100% Offset Loan
3.35% p.a.
Comparison Rate
3.32% p.a.
80% 80%
2 Year Fixed (Investor, IO) 100% Offset Loan
3.75% p.a.
Comparison Rate
3.38% p.a.
80% 80%
2 Year Fixed (Investor, IO)
3.75% p.a.
Comparison Rate
3.26% p.a.
80% 80%
3 Year Fixed (Owner Occupier, P&I) 100% Offset Loan
3.15% p.a.
Comparison Rate
3.06% p.a.
80% 80%
3 Year Fixed Special (Owner Occupier, P&I) 100% Offset Loan
2.36% p.a.
Comparison Rate
2.74% p.a.
80% 80%
3 Year Fixed Special (Owner Occupier, P&I)
2.36% p.a.
Comparison Rate
2.74% p.a.
80% 80%
3 Year Fixed (Investor, P&I)
3.35% p.a.
Comparison Rate
3.21% p.a.
90% 90%
3 Year Fixed (Owner Occupier, P&I)
3.15% p.a.
Comparison Rate
2.93% p.a.
80% 80%
3 Year Fixed (Owner Occupier, IO)
3.3% p.a.
Comparison Rate
2.97% p.a.
80% 80%
3 Year Fixed (Investor, P&I) 100% Offset Loan
3.35% p.a.
Comparison Rate
3.34% p.a.
80% 80%
3 Year Fixed (Investor, IO) 100% Offset Loan
3.75% p.a.
Comparison Rate
3.42% p.a.
80% 80%
3 Year Fixed (Investor, IO)
3.75% p.a.
Comparison Rate
3.31% p.a.
80% 80%
3 Year Fixed (Owner Occupier, IO) 100% Offset Loan
3.3% p.a.
Comparison Rate
3.09% p.a.
80% 80%
4 Year Fixed (Owner Occupier, IO)
3.55% p.a.
Comparison Rate
3.08% p.a.
80% 80%
4 Year Fixed (Owner Occupier, P&I) 100% Offset Loan
3.35% p.a.
Comparison Rate
3.15% p.a.
80% 80%
4 Year Fixed (Owner Occupier, P&I)
3.35% p.a.
Comparison Rate
3.02% p.a.
80% 80%
4 Year Fixed (Owner Occupier, IO) 100% Offset Loan
3.55% p.a.
Comparison Rate
3.19% p.a.
80% 80%
4 Year Fixed (Investor, P&I) 100% Offset Loan
3.45% p.a.
Comparison Rate
3.39% p.a.
80% 80%
4 Year Fixed (Investor, P&I)
3.45% p.a.
Comparison Rate
3.26% p.a.
80% 80%
4 Year Fixed (Investor, IO) 100% Offset Loan
3.85% p.a.
Comparison Rate
3.50% p.a.
80% 80%
4 Year Fixed (Investor, IO)
3.85% p.a.
Comparison Rate
3.38% p.a.
80% 80%
5 Year Fixed (Investor, IO)
3.85% p.a.
Comparison Rate
3.43% p.a.
80% 80%
5 Year Fixed (Investor, IO) 100% Offset Loan
3.85% p.a.
Comparison Rate
3.54% p.a.
80% 80%
5 Year Fixed (Investor, P&I)
3.45% p.a.
Comparison Rate
3.28% p.a.
80% 80%
5 Year Fixed (Investor, P&I) 100% Offset Loan
3.45% p.a.
Comparison Rate
3.41% p.a.
80% 80%
5 Year Fixed (Owner Occupier, IO)
3.55% p.a.
Comparison Rate
3.12% p.a.
80% 80%
5 Year Fixed (Owner Occupier, IO) 100% Offset Loan
3.55% p.a.
Comparison Rate
3.24% p.a.
80% 80%
5 Year Fixed (Owner Occupier, P&I)
3.35% p.a.
Comparison Rate
3.06% p.a.
80% 80%
5 Year Fixed (Owner Occupier, P&I) 100% Offset Loan
3.35% p.a.
Comparison Rate
3.19% p.a.
80% 80%
Product NameAussie Elevate Fixed Home Loan
Interest Rate TypeFixed
Comp Rate^ (p.a.)
Minimum Loan Amount$10,000
Maximum Loan Amount$5,000,000
Minimum Loan Term5 years
Maximum Loan Term30 years
Maximum LVR80%
Maximum Insured LVR80%
Loan Redraw FacilityYes
Split Loan FacilityYes
Loan PortableYes
Suitable for InvestmentYes
Extra RepaymentYes
Available as equity loan/line of creditNo
Repayment TypePrincipal & Interest and Interest Only Options
Application Fee$250
Ongoing Fees$0 p.a.
Discharge Fee$325

Pros

  • Rates for most borrowers
  • 100% offset account
  • Low fees

Cons

  • There is a $250 application fee
  • There is a $325 discharge fee

What do I need to know about this loan?

The Aussie Elevate Fixed Home Loan has rates for owner-occupiers and investors. You can choose principal-and-interest or interest-only repayments.

The loan also has a 100% offset account. This makes it a flexible and useful loan for most borrowers.

Aussie is a mortgage broker, not a bank. The company is a subsidiary of the Commonwealth Bank of Australia Ltd. Credit for Aussie's own mortgage products is provided by several companies.

What are the features and benefits of the Aussie Elevate Fixed Home Loan?

  • Loan amount and loan to value ratio. The Aussie Elevate Fixed Home Loan has a low minimum borrowing amount of $5,000,000 and a maximum borrowing amount of $10,000. The maximum loan to value ratio is 80%. You will therefore need a 20% deposit to get this loan.
  • Extra repayments. This loan allows you to make extra repayments and has a redraw facility.
  • Split facility. You can split this loan into fixed and variable portions.
  • Offset account. This loan comes with an optional 100% offset account.

What fees and charges come with this loan?

This loan has very few fees.

  • Application fee: $250. This one-off fee is charged at application.
  • Discharge fee: $325. This fee is charged when you close out the home loan, either by repaying it or refinancing.

How do I apply for this loan?

If you think the Aussie Elevate Fixed Home Loan is the right product for you, or you'd like to learn more, click the green button and leave your details. An Aussie broker will get in touch with you to help you with the next step.

Disclaimer

Credit for Aussie Elevate home loans and offset accounts (if applicable) is provided by Bendigo and Adelaide Bank Limited ACL 237879. AHL Investments Pty Ltd ("Aussie") Australian Credit Licence 246786 is a subsidiary of the Commonwealth Bank of Australia.

Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

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Aussie Elevate Fixed Home Loan

  • Interest Rate

    N/A

  • Comparison Rate

    N/A

  • App Fee / Annual Service Fee

    $250 / $0

  • Max LVR

    80%

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