The linked everyday and savings accounts come as a two-for-one account bundle exclusively available via the ANZ Plus app. You can access a range of features to help you get more visibility and control over your money such as automatic spend categorisation and an expense prediction tool. Plus, there are no monthly account fees to worry about.
ANZ Plus Account

- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Our verdict
ANZ Plus offers a linked everyday and savings account with no monthly account fees. Plus, access digital tools and features to help you budget and save for different goals.
This is a unique two-in-one account bundle that gives you an everyday bank account and linked savings account in a dedicated mobile app that's just for these accounts. Having the 2 accounts side by side in your ANZ Plus app gives you good visibility over your everyday expenses and bills, alongside your savings goals. The app will show you how much you're spending month to month and how you're tracking against your savings goals.
The account has no monthly account keeping fees and you can set up your Visa Debit Card with Google Pay or Apple Pay to make secure contactless purchases. If you're planning to take this account travelling with you, there are overseas ATM fees when using ATMs owned by banks other than ANZ, and international transaction fees do apply.
Another thing to note is the ANZ Plus app is exclusively for these 2 accounts only, so if you've got another existing ANZ account you won't be able to see it in this app.
Pros
-
Linked bank account and savings account in one app
-
Automatic spending categorisation
-
Linked savings account with no deposit conditions to earn interest
-
No monthly account fees
-
Speak to coaches in the app for account support
Cons
-
No access to ANZ branches
-
Overseas ATM fees apply when using an ATM not owned by ANZ
-
International transaction fees apply
Details
Key details
Product Name | ANZ Plus Account |
Monthly account fee | $0 |
Card access | Visa |
Own network ATM fee | $0 |
International ATM Fee | $5 |
International transaction fee | 3% |
Monthly deposit required to waive account fee | N/A |
Contactless Payments | Apple Pay, Google Pay, Samsung Pay, Garmin Pay |
Eligibility
Minimum Age | 15 |
Minimum opening deposit | N/A |
Your reviews

Alison Finder
Editor
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Alison Banney Finder
August 31, 2023
Hi, there are no monthly account keeping fees on the everyday account (ANZ Plus). However, other fees and charges do apply for example international transaction fees and overseas ATM fees. You can first transfer money from an external bank account into the Plus account, then instantly move it from there into your Save account via the app.
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Steve Nguy
August 16, 2023
I don’t seem to be able to find PayID on the app? I have been transferring money using BSB and Account Number. Please advise

Alison Banney Finder
August 23, 2023
Hi Steve, I’d suggest you reach out to one of the ANZ Coaches available in the ANZ Plus app who can guide you on how to access/use PayID for your account. Thanks.

Bruce
July 21, 2023
Can I transfer funds from ANZ Plus to another bank account

Alison Banney Finder
July 21, 2023
Hi Bruce, yes you can make transfers like any other bank account.

Larvie
July 10, 2023
Is there requirements to get the highest interest paid out at the end of the month ? e.g minimum deposit or minimum transaction, thanks

Alison Banney Finder
July 11, 2023
Hi Larvie, there are no monthly requirements to meet to earn the interest rate on your ANZ Save account.

Emil
July 03, 2023
What is your ANZ interest rate atm?

Alison Banney Finder
July 06, 2023
Hi Emil, please note that this is Finder, not ANZ bank.
If you’re asking about the ANZ Save account you can see the current interest rate and details here: https://www.finder.com.au/anz-save-account
Kyle
August 30, 2023
So the anz save account comes with an everyday account linked to it. Are there any fees or requirements attached to the everyday account? Would it be a problem for my balance in the everyday account to be 0?
Would I be able to transfer money from a different bank to the save account?