AMP Bank term deposit $5000+

Open an AMP term deposit from $5,000 and choose from terms ranging from 3 months to 5 years.

Earn a competitive interest rate of up to 0.95% p.a. on deposits over $5,000 for a 5 year term deposit. With no monthly fees and flexible payment of interest, this account could be an ideal way to manage your savings and meet your financial goals for the future.

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Up to 0.95% p.a.

Interest rate

36 months interest rate


Minimum opening deposit


Account keeping fee


Maximum deposit

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Product NameAMP Term Deposit $5000+
3 month interest rate0.25%
4 month interest rate0.45%
6 month interest rate0.60%
7 month interest rate0.60%
9 month interest rate0.70%
12 month interest rate0.75%
24 month interest rate0.75%
36 month interest rate0.95%
48 month interest rate0.95%
60 month interest rate0.95%
Minimum Opening Deposit$5,000
Minimum Age Requirement13
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

No monthly fees

AMP offers this term deposit account with no monthly maintenance fee.

Earn more interest as your term length increases

Earn more money when you make larger deposits and keep your money in the account for longer term lengths.

NOTE: Other bonus margins cannot be applied to the rates displayed above.

Launch term deposit calculator

How to apply

If the terms of AMP's account meet your savings style, visit the AMP website to complete an online application form. You can also talk directly with a financial adviser if you have any questions about the term deposit and how it can help with your future financial goals.


Before getting started, you should be aware of the eligibility requirements for this account:

  • Minimum age. Applicants should be at least 13 years of age.
  • Residency requirements. You must be an Australian resident with a verifiable Australian residential address in order for your application to be considered.

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    Default Gravatar
    November 14, 2016

    Is $99,900.00 the maximum I can invest in a 12 month term deposit at 3%

      Avatarfinder Customer Care
      November 15, 2016

      Hi Charlie,

      Thanks for your question.

      The maximum you can invest in a 12 month term deposit with AMP is $5,000,000 at 2.60% p.a – AMP have recently updated their term deposit rates and we have now updated the page to reflect this. Please note, term deposit rates are tiered. 2.60% pa is based on a 12 month term deposit balance of between $1,000,000-$5,000,000.


    Default Gravatar
    October 8, 2016

    Where can I lodge my money if I live in Coffs Harbour

      Avatarfinder Customer Care
      October 10, 2016

      Hi Bladel,

      Thanks for your question. You can lodge your money electronically or via mail.

      You can either send a check along with your application for the initial deposit, or provide AMP with an account number from which they can make an electronic withdrawal. If you are choosing direct debit you will have to send in a copy of an account statement that is not more than six months old and which contains the BSB, account number and account name.


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