Afterpay for prescription glasses and optical

Afterpay can help you buy new prescription glasses over time. It's an alternative to getting private health insurance with optical cover. Learn how both Afterpay and optical coverage can work for you below.

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What is Afterpay?

Afterpay is a lay-buy payment platform that lets you get something now and pay it back over time in instalments. It's useful if you have large bills or medical expenses, like a new pair of glasses. Afterpay lets you pay the money back interest-free in smaller repayments, rather than all at once. All the payments are automated once you set up your account and link a card.

How can you use Afterpay to pay for new glasses?

It's really easy to pay for your optometry with Afterpay. Simply set up an account with Afterpay online and book your optometry appointment. After you've seen the optometrist, you can pay for the services in four fortnightly interest-free payments.

Afterpay vs private health insurance

An alternative to using Afterpay is to get private health insurance that covers optical. An extras only policy can cover optometry, dental and physiotherapy from $4 a week, with fairly short waiting periods. Here are a few of the policies available - you can compare even more policies here.

Name Product Prescription glasses Contact lenses Optical Limit Price Per Month Hide CompareBox Apply
Frank Easy Extras
$100
$13.55
HCF Starter Extras with Optical
$100
$16.85
HBF Flex 50
$200
$27.59
Peoplecare Simple Extras
$150
$26.10
Qantas Basic Extras
$250
$33.05
ahm black 60
$200
$38.60
Medibank Essential Extras
$200
$40.10
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Compare up to 4 providers

*Quotes are based on single individual with less than $90,000 income and living in Sydney. Always check for combined limits.

What happens if I miss a repayment?

If for whatever reason you fail to make one of your repayments, you'll receive a $10 charge. If you don't make the repayment in the following 7 days, you'll be hit with a further $7 charge.

Which optometrists accept Afterpay?

Optometry merchants currently offering Afterpay as an option online, at the time of writing, include:

  • Bupa Optical
  • Vision Direct
  • The Optical Company
  • Medispecs
  • Bairnsdale Optical Centre
  • Image Eyewear
  • For Eyes Only
  • Langley Eyecare
  • Lawrie & Taylor Optometrists
  • Eyecare Plus
  • Visionary Optometrists
  • My Optometrist
  • Kofsky Optometry
  • Health Hub
  • Naked Specs
  • Optometrist Parramatta
  • Canberra Vision Care
  • JC Optometrist
  • Adelaide City Optometrist
  • Glamoureyes
  • Tannum Eye Care
  • Headware Ballina NSW

You can also use Afterpay to pay for new glasses in stores with the following providers:

  • OPSM
  • Bailey Nelson
  • Eye Q
  • Kevin Paisley Optometry
  • Sunglasses Hut
  • The Optical Co.
  • Prevue Eyewear
  • Laubman & Pank
  • Eyelife
  • Vision Studio
  • Stacey & Stacey
  • Eyecare Plus
  • Wills Street Eyecare
  • Level 28

Many providers come with a minimum spend when using Afterpay. For example, Level 28 requires you to spend $399 or more to use Afterpay. There is also generally a maximum limit as well. For example, Eye Q has a maximum limit of $1,500 with Afterpay on glasses.

What is the cheapest way to pay for optical?

Afterpay doesn't actually save you money, it just spreads out your payments. However, there are other ways to pay for optometry, like taking out private health insurance with optical cover. From $4 a week, your policy can cover many of the costs of new prescription eyeglasses, sunglasses, and contact lenses. You can compare policies for free with the tool below.

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