Afterpay for prescription glasses and optical

Afterpay offers an interest-free payment option for buying optical products such as glasses and contact lenses. But how does it measure up against optical health cover?

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What is Afterpay?

Afterpay is a lay-buy payment platform that lets you get something now and pay it back over time in instalments. For buying glasses, Afterpay has 4 pros and 2 cons.


  • You can pay in 4 instalments over 6 weeks.
  • Make your payments and you won't be charged any fees.
  • You know if you've been approved for an order in seconds.
  • Afterpay can be used both online and in-store.


  • Charges will apply if you fail to make repayments on time.
  • Private health insurance is often a better way to pay for prescription glasses.

How to use Afterpay to pay for new glasses

It's easy to pay for your optometry with Afterpay, just follow these 3 simple steps:

Number 1

Set up an Afterpay account

You can sign up for Afterpay online, in just a few minutes.

Number 3

Book an eye test

You need to book an eye test with an optometrist that accepts Afterpay – there's a list of these below.

Number 3

Pay over time

After you've seen the optometrist, you can pay for the services in 4 fortnightly interest-free payments.

Afterpay vs private health insurance

An extras only policy can cover part of the cost of optometry, dental and physiotherapy from around $4 a week, with short waiting periods. Here are some cheap policies that cover optical from Finder partners.

Name Product Prescription glasses Contact lenses Optical Limit Price Per Month Hide CompareBox Apply
Frank Easy Extras
HCF Starter Extras with Optical
HBF Flex 50
Peoplecare Simple Extras
Qantas Basic Extras
ahm black 60
Medibank Essential Extras

Compare up to 4 providers

*Quotes are based on a single individual with less than $90,000 income and living in Sydney. Always check for combined limits.

Compare more health insurance polices with optical

Which optometrists accept Afterpay?

Optometry merchants currently offering Afterpay as an option online, at the time of writing, include:

  • Bupa Optical
  • Vision Direct
  • The Optical Company
  • Medispecs
  • Bairnsdale Optical Centre
  • Image Eyewear
  • For Eyes Only
  • Langley Eyecare
  • Lawrie & Taylor Optometrists
  • Eyecare Plus
  • Visionary Optometrists
  • My Optometrist
  • Kofsky Optometry
  • Health Hub
  • Naked Specs
  • Optometrist Parramatta
  • Canberra Vision Care
  • JC Optometrist
  • Adelaide City Optometrist
  • Glamoureyes
  • Tannum Eye Care
  • Headware Ballina NSW

You can also use Afterpay to pay for new glasses in stores with the following providers:

  • OPSM
  • Bailey Nelson
  • Eye Q
  • Kevin Paisley Optometry
  • Sunglasses Hut
  • The Optical Co.
  • Prevue Eyewear
  • Laubman & Pank
  • Eyelife
  • Vision Studio
  • Stacey & Stacey
  • Eyecare Plus
  • Wills Street Eyecare
  • Level 28

Many providers come with a minimum spend when using Afterpay. For example, Level 28 requires you to spend $399 or more to use Afterpay. There is also generally a maximum limit as well. For example, Eye Q has a maximum limit of $1,500 with Afterpay on glasses.

Frequently asked questions

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