4×4 Ute Reviews

Travelling from Uluru to Kakadu? Find a 4x4 ute that will get you there.

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Tough, rugged and reliable, 4x4 utes are some of the most versatile vehicles around. Equally at home on a worksite, a campsite or in city traffic, these big haulers are hugely popular with Aussie drivers. In fact, the most popular new vehicle in Australia throughout 2016 was a ute, with the Toyota HiLux outselling even the top passenger cars.

However, there’s a huge range of 4x4 ute models on the market, so choosing the best one can be a difficult proposition. To make your decision easier, we’ve gathered reviews of the leading 4x4 utes here in the one spot.

Compare these 4x4 Ute reviews

By clicking "Find a Deal" on the table below, you will be redirected to our partner, Georgie. Thanks to their "bulk buying power", Georgie are able to help you buy the car you want and potentially save you money too. In fact, the average saving through Georgie is $4,616.

Name Product Payload ANCAP rating Price (from) Finder Score Read Review | Find a deal
Ford Ranger
945 kg
5 stars
$29,190
85%
Read Review
Find a Deal
on Georgie’s website
Volkswagen Amarok
1,020 kg
5 stars
$38,490
85%
Read Review
Find a Deal
on Georgie’s website
Mitsubishi Triton
855 kg
5 stars
$22,490
80.5%
Read Review
Find a Deal
on Georgie’s website
Holden Colorado
1,029 kg
5 stars
$29,490
80%
Read Review
Find a Deal
on Georgie’s website
Toyota HiLux
995 kg
5 stars
$29,850
79.67%
Read Review
Find a Deal
on Georgie’s website
Mazda BT-50
1,039 kg
5 stars
$25,570
78.8%
Read Review
Find a Deal
on Georgie’s website
Nissan Navara
930 kg
5 stars
$19,490
75%
Read Review
Find a Deal
on Georgie’s website
Isuzu D-Max
924 kg
5 stars
$28,600
73.25%
Read Review
Find a Deal
on Georgie’s website
Mercedes-Benz X-Class
1,188 kg
5 stars
$45,450
72.5%
Read Review
Find a Deal
on Georgie’s website
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Definition: What is a 4x4 ute?

A ute, which is Australian slang for utility, is a vehicle with the passenger cab area at the front and a cargo tray at the back. The “4x4” part of the equation refers to the fact that the vehicle features four-wheel drive. While there are also two-wheel drive (or 4x2) models available, 4x4 utes have more off-road capability.

What features come with a 4x4 ute?

The features of a 4x4 ute vary widely depending on the make, model and variant you select, but there are a few inclusions standard across the range. The first is four-wheel drive, which allows you to tackle tougher terrain than you could in an ordinary two-wheel drive vehicle. The next standard feature is the cargo tray, which you can use to lug around tools, toys or anything else you need to get from A to B.

Up front in the cabin is where some differences start to appear. 4x4 utes are available in three cab types:

  • Single cab. With two doors and seating for passengers, this is probably what springs to mind when you think of a tradie’s ute.
  • Dual cab. Dual cabs boast four doors and an extra row of seating, meaning there’s enough room inside for four or five people. This configuration is also known as a crew cab.
  • Extra cab. Sometimes called a king cab, space cab or super cab, this body style is basically halfway between a single-cab and dual-cab ute. It provides extra room behind the front seats which can be used for additional seating or storage space.

Pros and cons of 4x4 utes

Pros

  • Tough. Whether being used to haul heavy loads or tackle tough terrain, 4x4 utes have a reputation as rough and reliable workhorses.
  • Versatile. Though they were traditionally used only as work trucks, many modern 4x4 utes double as commuter vehicles and people movers for busy families.
  • Can take you where other vehicles can’t. Four-wheel drive means you can head off the beaten track.
  • Practical. With seating for up to five people and plenty of load-carrying capacity, 4x4 utes are some of the most practical vehicles on the road.

Cons

  • Not the most comfortable. Though the level of refinement and comfort in the cabins of 4x4 utes has come a long way in recent years, some models still feel much more like rugged work trucks and lack a few creature comforts.
  • Don’t have great performance. If you’re looking for exhilarating engine performance and dynamic on-road handling, look elsewhere.
  • Harder to manoeuvre. Hate navigating through busy city streets or tight carparks? Many models are quite large and much more difficult to manoeuvre than smaller cars.

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How do you compare 4x4 utes?

When you’re weighing up the pros and cons of different 4x4 utes, make sure to consider the following factors:

  • Price. This is the first factor many of us look at, but remember that the engine, transmission, number of seats, included features and a wide range of other factors can vary from one model to the next. When looking at prices, make sure you’re comparing apples with apples.
  • Tray. How large is the tray area and how easy is it to access? What’s the maximum load that each 4x4 ute can safely carry?
  • Cab. Stepping inside, it’s time to look at the quality of the fit and finish and the design of the interior. Is the driving position comfortable? Is the dash intelligently designed and easy to use? Is it roomy enough and is there adequate storage? Does it have all the bells and whistles you’d expect from a modern car, such as sat nav and Bluetooth connectivity?
  • Ride and handling. How does the ute perform on the road? Is it a reliable handler and easy to manoeuvre, and can the driver and all passengers travel in comfort?
  • Durability. Next, take some time to consider how rugged and reliable each model is. What’s the build quality like? Will it stand up to whatever punishment you’ll throw at it? Is there sufficient ground clearance to go off-road?
  • Towing capacity. If you’re planning on lugging a boat, trailer or caravan with your 4x4 ute, check its maximum towing capacity. It’s also a good idea to look for vehicle reviews that test a vehicle’s real-world towing performance.
  • Safety. Check the ANCAP safety rating to see how each ute will perform in a crash. Also remember to check the features list to find out what active safety technologies are included, such as lane departure warning and blind spot monitoring.

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on Georgie's website

On-road costs to expect

Due to the variety of different configurations and models available, 4x4 ute prices cover a pretty broad range. To give you a better idea of how much you can expect to pay, entry-level single-cab models typically start around the $25,000 mark. Meanwhile, for a top-of-the-range dual cab with all the trimmings, you’ll need to spend anywhere from $50,000 to $60,000.

Are 4x4 utes worth it?

It depends on the type of vehicle you want. If you’re looking for the ultimate in driving performance or luxury on-road touring with all the creature comforts, an offroad-capable ute probably won’t be the best fit. But if you want a tough, practical workhorse with the capability to handle a bit of punishment, a 4x4 ute is well worth the investment. Regardless of whether you’re looking for a reliable work vehicle or something to help you escape the city on the weekends – or maybe both – a 4x4 ute will fill the brief admirably.

Compare the best 4x4 utes on the market to find the make and model that ticks all the right boxes for you.

Compare 4x4 ute finance

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
Credit Concierge Car Loan
From
3.35%
(fixed)
4.41%
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
Loans.com.au - New and Dealer Used Car Loan
From
4.67%
(fixed)
5.22%
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
RACV New Car Loans
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
MoneyForJam Car Loan
From
2.85%
(fixed)
4.85%
You'll receive a fixed rate from 2.85% p.a. based on your risk profile
Borrow between $4,500 and $120,000 with loan terms up to 7 years to finance a new or used car. Get access to more than 40 providers. You could get up to $250 cash back if you get insurance or warranty too by 31 July 2021. T&Cs apply.
You'll receive a fixed rate from 2.85% p.a. based on your risk profile
Borrow between $4,500 and $120,000 with loan terms up to 7 years to finance a new or used car. Get access to more than 40 providers. You could get up to $250 cash back if you get insurance or warranty too by 31 July 2021. T&Cs apply.
Stratton Finance New Car Loan
From
3.85%
(fixed)
4.05%
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
CarClarity Car Loan
From
3.35%
(fixed)
4.95%
You'll receive a fixed rate from 3.35% p.a.
Get access to more than 30 lenders to finance a new or used car for personal or corporate use. Borrow up to $250,000 with terms from 1 to 7 years.
You'll receive a fixed rate from 3.35% p.a.
Get access to more than 30 lenders to finance a new or used car for personal or corporate use. Borrow up to $250,000 with terms from 1 to 7 years.
IMB New Car Loan
4.99%
(fixed)
5.34%
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Heritage Bank Car Loan
4.89%
(fixed)
5.53%
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
SocietyOne Car Loan
From
5.95%
(fixed)
5.95%
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
NRMA Used Car Loan
From
6.24%
(fixed)
6.94%
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
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Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 online discount + $100 gift card when you purchase by 25 July 2021. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
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