4×4 Ute Reviews

Travelling from Uluru to Kakadu? Find a 4x4 ute that will get you there.

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Tough, rugged and reliable, 4x4 utes are some of the most versatile vehicles around. Equally at home on a worksite, a campsite or in city traffic, these big haulers are hugely popular with Aussie drivers. In fact, the most popular new vehicle in Australia throughout 2016 was a ute, with the Toyota HiLux outselling even the top passenger cars.

However, there's a huge range of 4x4 ute models on the market, so choosing the best one can be a difficult proposition. To make your decision easier, we've gathered reviews of the leading 4x4 utes here in the one spot.

Compare these 4x4 Ute reviews

By clicking "Find a Deal" on the table below, you will be redirected to our partner, OnlineAuto. Thanks to their "bulk buying power", OnlineAuto are able to help you buy the car you want and potentially save you money too. In fact, the average saving through OnlineAuto is $4,616.

Name Product Payload ANCAP rating Price (from) Finder Score Read Review | Find a deal
Ford Ranger
945 kg
5 stars
$29,190
85%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Volkswagen Amarok
1,020 kg
5 stars
$38,490
85%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Mitsubishi Triton
855 kg
5 stars
$22,490
80.5%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Holden Colorado
1,029 kg
5 stars
$29,490
80%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Nissan Navara
1,013 kg
5 stars
$32,300
79.8%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Toyota HiLux
995 kg
5 stars
$29,850
79.67%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Mazda BT-50
1,039 kg
5 stars
$25,570
78.8%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Isuzu D-Max
924 kg
5 stars
$28,600
73.25%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Mercedes-Benz X-Class
1,188 kg
5 stars
$45,450
72.5%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
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Definition: What is a 4x4 ute?

A ute, which is Australian slang for utility, is a vehicle with the passenger cab area at the front and a cargo tray at the back. The "4x4" part of the equation refers to the fact that the vehicle features four-wheel drive. While there are also two-wheel drive (or 4x2) models available, 4x4 utes have more off-road capability.

What features come with a 4x4 ute?

The features of a 4x4 ute vary widely depending on the make, model and variant you select, but there are a few inclusions standard across the range. The first is four-wheel drive, which allows you to tackle tougher terrain than you could in an ordinary two-wheel drive vehicle. The next standard feature is the cargo tray, which you can use to lug around tools, toys or anything else you need to get from A to B.

Up front in the cabin is where some differences start to appear. 4x4 utes are available in three cab types:

  • Single cab. With two doors and seating for passengers, this is probably what springs to mind when you think of a tradie's ute.
  • Dual cab. Dual cabs boast four doors and an extra row of seating, meaning there's enough room inside for four or five people. This configuration is also known as a crew cab.
  • Extra cab. Sometimes called a king cab, space cab or super cab, this body style is basically halfway between a single-cab and dual-cab ute. It provides extra room behind the front seats which can be used for additional seating or storage space.

Pros and cons of 4x4 utes

Pros

  • Tough. Whether being used to haul heavy loads or tackle tough terrain, 4x4 utes have a reputation as rough and reliable workhorses.
  • Versatile. Though they were traditionally used only as work trucks, many modern 4x4 utes double as commuter vehicles and people movers for busy families.
  • Can take you where other vehicles can't. Four-wheel drive means you can head off the beaten track.
  • Practical. With seating for up to five people and plenty of load-carrying capacity, 4x4 utes are some of the most practical vehicles on the road.

Cons

  • Not the most comfortable. Though the level of refinement and comfort in the cabins of 4x4 utes has come a long way in recent years, some models still feel much more like rugged work trucks and lack a few creature comforts.
  • Don't have great performance. If you're looking for exhilarating engine performance and dynamic on-road handling, look elsewhere.
  • Harder to manoeuvre. Hate navigating through busy city streets or tight carparks? Many models are quite large and much more difficult to manoeuvre than smaller cars.

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Thanks to their "bulk buying power", OnlineAuto.com.au is able to help you buy the car you want and potentially save you money too. In fact, the average saving through OnlineAuto.com.au is $4,104.
Promoted Find a Deal on OnlineAuto.com.au's website

How do you compare 4x4 utes?

When you're weighing up the pros and cons of different 4x4 utes, make sure to consider the following factors:

  • Price. This is the first factor many of us look at, but remember that the engine, transmission, number of seats, included features and a wide range of other factors can vary from one model to the next. When looking at prices, make sure you're comparing apples with apples.
  • Tray. How large is the tray area and how easy is it to access? What's the maximum load that each 4x4 ute can safely carry?
  • Cab. Stepping inside, it's time to look at the quality of the fit and finish and the design of the interior. Is the driving position comfortable? Is the dash intelligently designed and easy to use? Is it roomy enough and is there adequate storage? Does it have all the bells and whistles you'd expect from a modern car, such as sat nav and Bluetooth connectivity?
  • Ride and handling. How does the ute perform on the road? Is it a reliable handler and easy to manoeuvre, and can the driver and all passengers travel in comfort?
  • Durability. Next, take some time to consider how rugged and reliable each model is. What's the build quality like? Will it stand up to whatever punishment you'll throw at it? Is there sufficient ground clearance to go off-road?
  • Towing capacity. If you're planning on lugging a boat, trailer or caravan with your 4x4 ute, check its maximum towing capacity. It's also a good idea to look for vehicle reviews that test a vehicle's real-world towing performance.
  • Safety. Check the ANCAP safety rating to see how each ute will perform in a crash. Also remember to check the features list to find out what active safety technologies are included, such as lane departure warning and blind spot monitoring.

Find a Deal
on OnlineAuto.com.au's website

On-road costs to expect

Due to the variety of different configurations and models available, 4x4 ute prices cover a pretty broad range. To give you a better idea of how much you can expect to pay, entry-level single-cab models typically start around the $25,000 mark. Meanwhile, for a top-of-the-range dual cab with all the trimmings, you'll need to spend anywhere from $50,000 to $60,000.

Are 4x4 utes worth it?

It depends on the type of vehicle you want. If you're looking for the ultimate in driving performance or luxury on-road touring with all the creature comforts, an offroad-capable ute probably won't be the best fit. But if you want a tough, practical workhorse with the capability to handle a bit of punishment, a 4x4 ute is well worth the investment. Regardless of whether you're looking for a reliable work vehicle or something to help you escape the city on the weekends – or maybe both – a 4x4 ute will fill the brief admirably.

Compare the best 4x4 utes on the market to find the make and model that ticks all the right boxes for you.

Compare 4x4 ute finance

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
Credit Concierge Car Loan
From
3.69%
(fixed)
4.23%
You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a.
Get access to over 20 providers to fund a new or used car.
You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a.
Get access to over 20 providers to fund a new or used car.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $64,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $64,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
IMB New Car Loan
4.88%
(fixed)
5.23%
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Driva Car Loan
From
3.99%
(fixed)
4.79%
You'll receive a fixed rate from 3.99% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.

⭐Exclusive Offer: Apply and settle with Driva by February 7, 2022 to earn a $250 fuel voucher.

You'll receive a fixed rate from 3.99% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.

⭐Exclusive Offer: Apply and settle with Driva by February 7, 2022 to earn a $250 fuel voucher.

loans.com.au - New and Dealer Used Car Loan
3.99%
(fixed)
4.53%
You'll receive a fixed rate of 3.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

⭐Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate of 3.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

⭐Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
RACV New Car Loans
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Stratton Finance New Car Loan
From
3.69%
(fixed)
5.27%
You'll receive a fixed rate from 3.69% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.69% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Great Southern Bank Fixed Rate Car Loan
6.79%
(fixed)
7.16%
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
SocietyOne Car Loan
From
5.45%
(fixed)
5.45%
You'll receive a fixed rate between 5.45% p.a. and 21.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 5.45% p.a. and 21.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
NRMA Used Car Loan
From
6.24%
(fixed)
6.94%
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
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Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Huddle Black Comprehensive
Agreed or Market
Finder's summary: Huddle's black comprehensive is its cover with highest limits and exclusive benefits. It includes roadside assistance. You can also get up to $2,000 for emergency travel and accommodation and up to $30 million legal liability cover.

Who it might be good for: Someone who wants a 24/7 claims processing.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: Sign up for ahm car insurance and you'll enjoy a $50 Visa e-gift card*. Offer ends 30 Jan.

Who it might be good for: People who drive less than 15,000 km per year.
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