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    • Verified Lending Used Car Loan
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Verified Lending Used Car Loan
Application Fee
Interest Rate (p.a.)
7.1% (fixed)
Comparison Rate (p.a.)
Max Loan Amount


Verified Lending's Used Car Loan has a fixed interest rate and secured or unsecured options.

If you're looking to buy a used car and want a loan with a competitive, fixed interest rate, consider Verified Lending's Used Car Loan.


  • Competitive rates for borrowers with Excellent credit scores.
  • Options for secured and unsecured loans.
  • Borrow up to $200,000 .


  • There is a $395 application fee.

In this guide

  • Review
  • Details
    • Verified Lending Used Car Loan
  • Your reviews
  • Ask a question


Verified Lending Used Car Loan

Product Name Verified Lending Used Car Loan
Interest Rate (p.a.) 7.1% to 18.99%
Comp. Rate (p.a.) 8.06% to 22.99%
Interest Rate Type Fixed
Min Loan Amount $10,000
Max Loan Amount $200,000
Go to Verified Lending's website

How does the Verified Lending Used Car Loan work?

Interest rates range from 7.1% p.a. (comparison rate 8.06% p.a.) to 18.99% p.a. (comparison rate 22.99% p.a.). The rate you can get depends on your credit score and personal financial circumstances.

Borrowers looking for a fixed rate loan to purchase a used car can pick from both secured and unsecured options.

Features of this loan

Here are the main points to consider when looking at Verified Lending's fixed rate used car loans:

  • Fixed interest rate. Your rate is fixed. It won't change throughout the life of the loan.
  • Personalised rates. The rate you qualify for depends on the car you're buying, your financial situation and your credit score.
  • Loan terms. Loan terms range from 1 to 7 years.
  • Loan amount. With Verified Lending you can borrow as little as $10,000 or as much as $200,000.
  • Secured and unsecured options. This loan has secured and unsecured options.
  • Flexible repayment terms. You can make weekly, fortnightly or monthly loan repayments.
  • Car type. You need to be purchasing a used vehicle.

How much does the Verified Lending Used Car Loan cost?

Here are the main fees and charges you should know about:

  • Interest rate: 7.1% p.a. to 18.99% p.a..
  • Comparison rate: 8.06% p.a. to 22.99% p.a..
  • Application fee: $395.
  • Monthly service fee: There is no monthly fee.

How to apply

To apply for this loan you will need:

  • To be 18 or over
  • To be an Australian citizen or permanent resident
  • To hold an Australian driver's licence
  • To earn at least $2,000 a month

Verified Lending does accept Centrelink payments as a form of income.


When applying for a loan you will need:

  • Proof of identity
  • Proof of income
  • Details of assets and liabilities

Ready for the next step?

You can submit an enquiry online by clicking the green button below, which will take you to Verified Lending's website.

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