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The Own home loan - fixed from ubank is a fixed rate loan that offers competitive rates and flexible options, including a redraw facility and limited extra repayments. The loan is available for PAYG borrowers and has rates for home buyers and investors, plus the choice to make interest-only repayments.
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Review by
Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.
This fixed loan has competitive rates and only a few fees. It's more flexible than many fixed rate loans, as it offers a redraw facility and you can make up to $20,000 in extra repayments during the fixed term.
If you'd like to apply for this product or just get more information, click the green button and follow the application process to speak to an ubank mortgage specialist.