The Everyday Options account acts as your transaction account for day-to-day spending. You can also link up to 9 sub accounts, which act as mini individual bank accounts and charge no account fees.
Suncorp Everyday Options Account

- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $0
Our verdict
Link up to 9 sub-accounts to your Everyday Options Account to help you manage your budget and different expenses.
This is an everyday transaction account with no monthly account keeping fees. You can use your Visa Debit Card to make free ATM withdrawals at all Suncorp, Westpac, NAB, ANZ and CBA ATMs in Australia, and you can also link it to Apple Pay, Google Pay. If you’re planning to use the card overseas, there's also no international transaction fee and no ATM withdrawal fee by Suncorp (the ATM operator fees may still apply though).
What’s most unique about this account is that you can link up to 9 mini sub-accounts which don't charge any account fees. This means you can put some of your money in different sub-accounts to help you budget, for example having different sub-accounts for different bills and expenses. You’re not penalised for moving money out of the sub-accounts either, so you can set up direct debits for recurring bills.
Pros
-
No account keeping fees
-
Link up to 9 sub-accounts
-
Use the sub-accounts to help you save for individual goals
-
Make contactless purchases with Google Pay and Apple Pay
Details
Key Details
Product Name | Suncorp Everyday Options Account |
Monthly account fee | $0 |
Card access | Visa |
Own network ATM fee | $0 |
International transaction fee | 0% |
Monthly deposit required to waive account fee | N/A |
Contactless Payments | Apple Pay, Google Pay |
Eligibility
Minimum Age | 11 |
Joint account availability | Yes |
Minimum opening deposit | N/A |
Your reviews

Alison Finder
Editor
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Raj Lal Finder
August 30, 2023
Hi Roberto,
You can withdraw cash from the debit card. It all depends on the super market and if they allow for it.
Thanks
Raj

Kathy
August 04, 2023
My Father-in-law has arrived from South Africa, he will be living in Australia with us for 12 months or 24 months if he wants to. He’d like an account with a card to use online and do money transfers to and from South Africa. Is this suitable for him? He only has a South African Driver’s Licence and Passport.
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Raj Lal Finder
September 18, 2023
Hi Kathy,
We won’t be able to provide personalised recommendations.
Based on the ID requirements found here (https://www.suncorp.com.au/content/dam/suncorp/bank/documents/personal/help-and-support/acc-opening-and-application-requirements.pdf) from the Suncorp website, he should be able to open an account with the drivers licence and passport.
We also have a dedicated page on which accounts non Australian residents can open here https://www.finder.com.au/foreigners-open-a-bank-account-in-australia .
Thanks
Raj
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Ben
July 31, 2023
I am going to the USA this year and would like to find a card with no international transaction fees.
i have a Suncorp Everyday options account and card. Do i understand correctly that i can use this card overseas with no transaction fees?
i.e it will only deduct the USD amount from my account?
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Alison Banney Finder
August 01, 2023
Hi Ben, that’s correct, this account doesn’t charge international currency conversion fees.

tara
June 07, 2023
Can a sub account have a weekly direct debt taken from it and external funds deposited into it?

Alison Banney Finder
June 08, 2023
Hi Tara, yes you can set up recurring payments from your sub account like you would a regular account.

James Liu
May 02, 2023
Hi there, I am a New Zealand citizen. I travel to Australia one or two times a year. I used to use my NZ visa card for the payment in AU with high transaction fee and currency convert rate. I am wondering if there are Australia bank accounts for international travellers with no account keeping fee, provide contactless payment while shopping in AU. So I can transfer money once from NZ to that account and use it like AU resident during my whole trip in AU. This would save me a bit of money. Please advise.
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Alison Banney Finder
May 10, 2023
Hi James, unfortunately you need to be an Australian resident with an Australian residential address to open a bank account in Australia. I’d suggest looking for a NZ account that doesn’t charge international transaction fees, that way you can use your regular account and avoid the currency conversion fees.
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Roberto
August 30, 2023
Is the debit card ETFPOS enabled card? (withdraw cash at supermarket for example