Suncorp Everyday Options Account

Link up to nine interest-earning sub-accounts to your Everyday Options Account to help you manage your budget.

The Everyday Options account acts as your transaction account for day-to-day spending. You can also link up to nine sub accounts, which act as individual savings accounts, and can be used to save towards separate goals.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee

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Product NameSuncorp Everyday Options Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International transaction fee0%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This is an everyday transaction account with no monthly account keeping fees. You can use your Visa Debit Card to make free ATM withdrawals at all Suncorp, Westpac, NAB, ANZ and CBA ATMs in Australia, and you can also link it to Apple Pay, Google Pay. If you’re planning to use the card overseas, there's also no international transaction fee and no ATM withdrawal fee by Suncorp (the ATM operator fees may still apply though).

What’s most unique about this account is that you can link up to 9 mini sub-accounts that pay interest, which is rare for a transaction product. This means you can put some of your money in different sub-accounts, for example for different bills and expenses. You’re not penalised for moving money out of the sub-accounts either, so you can set up direct debits for recurring bills and still earn interest.

Key features

$0 monthly account keeping fee

This account charges no monthly account keeping fees.

Link up to nine sub-accounts

You can have up to nine separate sub-accounts that are linked to your main account all earning a small amount of interest on the balances, currently 0.05%. These separate accounts do not incur any extra account keeping fees.

You can use these accounts to save for individual savings goals, for example one could be used to save towards your next holiday and one could be used to save for a new car. When your salary is deposited into your main Everyday Options Account, you can opt to have some of it automatically redirected into your sub-accounts (this feature is set by you).

How to apply

You can apply online for the Suncorp Everyday Options account in a matter of minutes.


  • Minimum age. Account holders must be a minimum of 11 years of age.
  • Residency requirements. You need to be a permanent resident of Australia for tax purposes with a legal Australian residential address.

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