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Suncorp eOptions flexiRates

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Add flexiRates to your Suncorp savings account and you can control how quickly your account grows.

FlexiRates is unique to Suncorp Bank. It works similar to a term deposit add-on for your bank account, letting you move portions of your balance into it for fixed periods where it earns interest at higher rates. Unlike most term deposits, however, it's almost entirely self-service and you can have up to 15 flexiRate deposits at a time without needing to open more accounts. You can choose different terms for each and set up your own renewal instructions for all of them, giving you more control over your savings.

Because it's online only, you can get higher rates with this feature than you can find elsewhere. Simply set it up for free online, and start a term when you want to earn higher interest.

Up to 0.8% p.a.

Interest rate

3 months interest rate


Minimum opening deposit


Account keeping fee

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Product NameSuncorp eOptions flexiRates
3 month interest rate0.80%
6 month interest rate0.75%
12 month interest rate0.65%
Minimum Opening Deposit$0
Minimum Age Requirement18
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

Available with the following accounts

You can add flexiRates to any of the following SunCorp accounts: Everyday Options sub-account, the eOptions account, a 55 Plus account or the SunCorp Business Saver.

No fees

You will not be charged any additional fees for using this feature, no matter how many flexiRates terms you're using.

Launch term deposit calculator

How to apply


FlexiRates is a feature that comes with some SunCorp bank accounts. You will need either an Everyday Options sub-account, the eOptions account, a 55 Plus account or the SunCorp Business Saver. No application is required, and all you have to do is login to your internet banking and you can start managing your flexiRate deposits. There are some eligibility requirements that you will have to meet, which can change slightly depending on the type of savings account you choose, but some things that will be required include:

  • Minimum age. With all but the 55 Plus Account, you will need to be at least 18 years of age.
  • Residency requirements. Suncorp Bank requires applicants to be permanent Australian residents with an Australian residential address.


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  1. Default Gravatar
    June 19, 2018

    Is a Term Deposit the safest way to earn interest.

    • Default Gravatar
      June 19, 2018

      Hi Glennis,

      Thanks for your inquiry

      Yes, Term deposits are one of the safest investments around. Unlike other investments, for example, shares or property, there is basically no risk of losing the money you deposit. There are no establishment or ongoing service fees attached to term deposits (unless you withdraw your funds early), so you don’t have to worry about hidden fees and charges eating away at your savings balance.

      If you’re looking for a stable and secure investment opportunity, term deposits could be a perfect choice.

      For more information about Term Deposits, please click on this link.

      Hope this information helps


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