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Summary

Are you a concession card holder? This no fee transaction account gives you a Visa Debit Card.

The Suncorp Bank Everyday Essentials Account is the banking product for you if you hold a concession card or you’re on a low income. There’s no monthly charge for this account and Suncorp Bank give you a Visa Debit Card so you can buy items at shops and withdraw cash from ATMs.

Pros

No account keeping fees
No overdrawn fees
Free access to Suncorp and Bendigo Bank ATMs.

Cons

Eligibility criteria applies

Details

Key details

Product Name	Suncorp Everyday Essentials Account
Monthly account fee	$0
Card access	Visa
Own network ATM fee	$0
International transaction fee	0%
Monthly deposit required to waive account fee	N/A
Contactless Payments	Apple Pay, Google Pay, Samsung Pay

Eligibility

Minimum Age	11
Joint account availability	Yes
Minimum opening deposit	N/A
Residency status	Have an Australian Residential Address

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Congratulations, Suncorp!

A great effort from Suncorp! They've been highly commended at the 2024 Finder Awards across two categories; Best Transaction Account and Best Travel Debit Card.

Full list of 2024 winners

Key features

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Minimum balance

There's no minimum balance requirement to open this account.

Visa Debit Card

A Visa Debit Card is issued with this account. Use this debit card wherever Visa is accepted in Australia and overseas. Make withdrawals at ATMs and make purchases over the counter and online. Make free withdrawals at over 1,700 Suncorp Bank and Bendigo Bank ATMs Australia wide.

PayWave purchases

Make contactless payments for purchases under $100 using the Everyday Essentials Account Debit Card.

Visa checkout

Register for Visa Checkout to simplify online payments. This secure service from Visa saves you time. Create a password when you register for Visa Checkout, use this key to make online payments instead of entering your card and personal details.

Internet banking

Register for Suncorp Bank internet banking so you can make electronic payments to other accounts, pay bills and view statements. Online transactions are free of charge.

Telephone banking

Review your transaction history, make and schedule payments over the phone and more using the Suncorp Bank telephone banking facility.

Mobile banking

Get online banking features on your smartphone or tablet when you download the Suncorp Bank mobile banking application.

BPAY

Pay your bills electronically by making BPAY payments from the Everyday Essentials Account.

Branch access

Make withdrawals and deposits to this account for free at Suncorp Bank branches.

Direct debits

Gym memberships, telephone, internet bills, insurance premiums and more can be paid automatically from this account when you set up a direct debit with your service providers.

No foreign transaction fee

There's no foreign transaction fee on purchases made overseas with your Everyday Essentials Visa Debit card.

Direct credits

Get your employer to deposit your pay directly into the Suncorp Bank Everyday Essentials Account. Centrelink payments can also be paid directly to this account.

Bank@Post

If you can't get a Suncorp Bank branch you can do your banking at an Australia Post retail outlet. Use Bank@Post to make deposits and withdrawals to and from the Suncorp Bank Everyday Essentials Account. A fee applies for certain Bank@Post transactions.

How to apply

Visit a Suncorp Bank branch to apply for the Everyday Essentials Account. You can not apply for this account online.

Meet the following eligibility criteria to apply for this account.

Eligibility

Age. You must be 11 years of age or older to apply for this account.

Documentation needed

You'll need to verify your identity with Suncorp Bank if the Everyday Essentials Account is your first Suncorp Bank product

Personal information. Provide your full name, date of birth, residential address, mobile or landline number and email address to Suncorp Bank when you apply for the Everyday Essentials Account.
Identity. Accepted forms of identification include your passport, driver's licence, state or territory proof of age card or your Centrelink concession card.

What happens after I submit my application?

Once Suncorp Bank have approved your application for the Everyday Essentials Account you can register for internet and telephone banking and arrange any direct credit and debit facilities. You will receive your Visa Debit Card in the mail within two weeks.

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Suncorp Everyday Essentials Account

Pros

Cons

Congratulations, Suncorp!

Key features

Minimum balance

Visa Debit Card

PayWave purchases

Visa checkout

Internet banking

Telephone banking

Mobile banking

BPAY

Branch access

Direct debits

No foreign transaction fee

Direct credits

Bank@Post

How to apply

Eligibility

Documentation needed

What happens after I submit my application?

Sources

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