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Stamp duty in South Australia

Stamp duty is a tax on property charged by the South Australian government.

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Emily Boyd
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When you purchase a property in South Australia, you will be required to pay stamp duty to the SA government. This one-off charge applies to the transfer of residential and primary production properties within SA. It's payable by owner-occupiers, investors and first home buyers, with no concessions available.

What's in this guide?

  1. How much is stamp duty in South Australia?
  2. Stamp duty calculator
  3. Stamp duty concessions for first home buyers
  4. When is stamp duty payable?
  5. More questions about South Australia stamp duty

How much is stamp duty in South Australia?

In South Australia, stamp duty is calculated on a sliding scale based on either the value of the property (including improvements) or the sale price (including GST), whichever is greater. This includes vacant land that is in a residential zone, even if there's no dwelling or plans to build one.

Value of propertyStamp duty payable
Less than $12,000$1.00 for every $100
Between $12,000 and $30,000$120, plus $2.00 for every $100 over $12,000
Between $30,000 and $50,000$480, plus $3.00 for every $100 over $30,000
Between $50,000 and $100,000$1,080, plus $3.50 for every $100 over $50,000
Between $100,000 and $200,000$2,830, plus $4.00 for every $100 over $200,000
Between $200,000 and $250,000$6,830, plus $4.25 for every $100 over $200,000
Between $250,000 and $300,000$8,955, plus $4.75 for every $100 over $250,000
Between $300,000 and $500,000$11,330, plus $5.00 for every $100 over $300,000
More than $500,000$21,330, plus $5.50 for every $100 over $500,000

Source: Revenue SA

Stamp duty calculator

Use our stamp duty calculator to estimate your costs. Just set the state to SA before entering your details. Note that this is an estimate and may not reflect your actual costs.

Stamp duty concessions for first home buyers

Unlike most other states in Australia, there are no stamp duty concessions in SA for first home buyers. But if you're building or buying a newly constructed home valued at less than $575,000, you may be eligible for the $15,000 First Home Owner Grant (FHOG).

Example

Rick and Kelly are building their first home in the Adelaide suburbs at a cost of $550,000. As neither of them has owned a home before, they are eligible for the FHOG, saving them $15,000. However, they'll still need to pay stamp duty of $24,080 ($21,330 for the first $500,000, plus 5.5% of the remaining $50,000) at settlement.

When is stamp duty payable?

Stamp duty is payable on or before settlement in order for you to become the registered owner of the property. If you don't pay on time, you may be hit with penalty tax and interest, which can be a considerable sum. You, or your conveyancer, can download the required documents from the Revenue SA website to ensure you have your stamp duty determined and paid on time.

More questions about South Australia stamp duty

Q: I'm buying a commercial property in SA, do I need to pay stamp duty?
A: No, stamp duty in SA is only payable on residential and primary production land, not commercial properties.

Q: My friends interstate didn't have to pay any stamp duty on their first home – is there a similar scheme in SA?
A: No, SA doesn't have any concessions or discounts for home buyers, whether it's their first home or otherwise. All buyers of residential property are required to pay the full amount of stamp duty, but you may be eligible for the FHOG.

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