Mortgage House Lifestyle First Refinancer Special

Mortgage House’s Lifestyle First Refinancer Special home loan offers owner-occupiers a low interest rate and minimal upfront fees.

This loan from Mortgage House has a competitive variable interest rate. It's aimed at refinancers looking to get a lower rate. You need to be an owner-occupier with a 20% deposit or equity to get this loan.

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Review by


Richard Whitten is a senior writer at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.

Expert review

Mortgage House’s Lifestyle First Refinancer Special home loan is ideally suited to owner-occupiers who are refinancing and want a low variable rate. It's not available for investors at all. The loan allows you to make extra repayments and redraw them. The only feature some borrowers may miss with this loan is a 100% offset account.

About this loan

What are the features and benefits of the Mortgage House Lifestyle First Refinancer Special home loan?

  • Deposit size. With this loan you can borrow up to 80% of your property's value.
  • How much you can borrow. This loan lets you borrow up to $1,000,000 and has a minimum loan size of $150,000.
  • Flexibility. This loan lets you make extra repayments and then access them later via the redraw facility. There is no offset account.

How to apply

Interested in this loan? Click the green button and follow the steps to speak to a mortgage specialist from Mortgage House. They'll explain any eligibility requirements and help you get started with your application.

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