Mortgage House offers a range of home loans for Australian borrowers. Check out the full table of Mortgage House products below or read more about the lender.
Review by our senior home loans writer Richard Whitten
Here are the key features and details you need to know about Mortgage House's mortgage products.
| Feature | Details |
|---|---|
| Minimum deposit | It is possible to get a home loan with a deposit as low as 5%. |
| Offset account | You can get an offset account with several of its loans. |
| Repayment options | Many of its home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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I am looking for a 90% loan within SMSF. Is there any lender that can offer this.
thanks
Hi Loreen,
You can check our guide on SMSF Home Loans to see your options and learn how this type of loan works.
It is also worth seeking professional advice from a mortgage broker to get personalised advice regarding your situation. Their services are free, and they can help you find a suitable lender to work with. Simply fill out the form found on the link.
I hope this helps!
Regards,
Richard
I’m looking for an lender that does SMSF home loans?
Hi Jason,
At this time, there are a few lenders still that offer SMSF home loans. You can check our guide here for options. Alternatively, you can reach out to a mortgage broker that could help you find suitable products from specialist lenders.
Regards,
Richard