Mortgage House Equity Saver Refinancer Special

Refinance to a low rate variable loan with flexible repayments.

The Mortgage House Equity Saver Refinancer Special is a low rate loan suited to refinancers. It offers flexible repayments and free redraw.

What do I need to know about this loan?

The Mortgage House Equity Saver Refinancer Special is available to owner-occupiers who are refinancing their home loan.

What are the features and benefits of the Mortgage House Equity Saver Refinancer Special?

  • Loan amount and purpose. The Mortgage House Equity Saver Refinancer Special has a minimum borrowing amount of $150,000 and a high maximum borrowing amount of $5,000,000. You can borrow up to 80% of the value of your property.
  • Flexible repayments. The Mortgage House Equity Saver Refinancer Special allows you to repay your home loan weekly, fortnightly or monthly. You can also make as many additional repayments as you like.
  • Free redraw. If you've made extra repayments, you can access the funds with the loan's free redraw facility. There's no minimum or maximum redraw amount and no fee for making redraws.
  • Low fees. The Mortgage House Equity Saver Refinancer Special has no application or ongoing fees.

What fees and charges come with this loan?

  • Legal fee: $395. This fee covers the legal costs associated with setting up your home loan.
  • Settlement fee: $250. This fee covers the cost of funding your home loan.
  • Discharge fee: $450. A discharge fee is charged when you close your home loan account, either by refinancing or paying off your home loan entirely.

How do I apply for this loan?

If you've compared home loans and think the Mortgage House Equity Saver Refinancer Special is right for you, click the link below. You'll be taken to a brief form and after filling in your details, you'll be contacted by a Mortgage House representative to guide you through the next steps.

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6 Responses

  1. Default Gravatar
    EmmaDecember 13, 2018

    Can you recommend any refinance home loans for a home that was owner occupied, is currently rented out but the intention is to reoccupy it again within the next 18 months?

    • Avatarfinder Customer Care
      JohnDecember 18, 2018Staff

      Hi Emma,

      Thank you for reaching out to finder.

      Here is our page specific to refinancing home loans. This is a great guide that assist users in checking for lenders that they could approach on their need. Please click this link. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!

      Cheers,
      Reggie

  2. Default Gravatar
    JoeDecember 12, 2018

    I have been trying to find the right bank but find it hard to choose the right one. I have a mortgage with ING bank with a high interest of 5.25%. Is it easy to transfer without paperwork? Thank you very much.

    • Avatarfinder Customer Care
      JeniDecember 18, 2018Staff

      Hi Joe,

      Thank you for getting in touch with finder.

      You should speak to ING and simply ask for a lower rate. Here’s an example of a much cheaper ING product.

      If ING says no, you should tell the bank that you will refinance and start looking for a cheaper mortgage. Unfortunately that does require paperwork, like a normal home loan application, but the savings are well worth it in most cases. You may also use this page as a good guide in explaining the paperwork.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  3. Default Gravatar
    ChrisDecember 4, 2018

    Currently owe 650K on a property worth approx 1,000,000. Owner occupiers. Duel incomes (both full time employed) of 210K. Shopping around to look at fixing our current loan that is with another lender fixed for two or three years.

    • Avatarfinder Customer Care
      MayDecember 10, 2018Staff

      Hi Chris,

      Thanks for getting in touch.

      Sorry for the delay. If you’re looking at refinancing your current home loan, there are several options from different brands listed on this page. There are fixed home loan rates listed on the same page. You can sort the brands in the table by interest. If you like to visit the official page of the lender, you can then click on the ‘Go to site’ button.

      Best to check your eligibility and options by contacting the lender directly. Alternatively, you can reach out to a mortgage broker who can offer your wide range of borrowing/refinancing options.

      Hope this helps.

      Cheers,
      May

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