Best mobile phone plans for seniors

Avoiding overpaying for your mobile plan is simple, even without a seniors discount. We've listed our top picks and included tips to help you save.

Best value
TPG Small logo TPG Small
TPG Small
25GB | $12.50/mth for first 6 months, then $25/mth. T&Cs apply.
T&Cs apply
365-day
OnePass Mobile 365 Day Plan 200GB logo OnePass Mobile 365 Day Plan 200GB
OnePass Mobile 365 Day Plan 200GB
200GB | $149 for first recharge, then $200/recharge (ends 14 Jul 2026) + free OnePass membership on activation. Earn 5x Flybuys points for every $1 spent on recharge. T&Cs apply.
T&Cs apply
International calls
amaysim 42GB Plan logo amaysim 42GB Plan
amaysim 42GB Plan
42GB | $35 | Unlimited international calls and texts to 28 selected countries.
T&Cs apply

Best mobile plans for seniors — May 2026

Very few providers offer seniors discounts on mobile plans. The good news is you can easily find a great deal on a regular mobile plan to keep the costs low.

We've compared 296 mobile plans from 46 mobile providers in Australia and curated 6 top picks based on price, network and expert analysis.

If these don't quite fit, check out our comparison table further down for some of the cheapest mobile plans on Finder that don’t cost more than $35 a month - including yearly options that work out to the same price.

Our top picks were reviewed by senior utilities editor Mariam Gabaji.

Finder Score Data allowance Ongoing price Special offer

Best cheap mobile plan for seniors

Cmobile Red logo
7.6
Cmobile Red $14.90
PostpaidNo lock-in contract
No special offer
7.6
Data Allowance
3GB
Vodafone 4G network
$14.90
per month
per month
Ongoing price
$14.90
per month
per month
No special offer
View details
Compare product selection

Why we like it

We looked at plans that cost under $20 a month and found CMobile Red’s plan to be our top pick. There aren’t many options at this price point, but if you’re looking to pay very little, don’t really need much data and mostly want unlimited local calls and texts, it’s a good choice.

Pros

  • Option to contact customer support via live chat or email if you don’t want to call.
  • The plan includes unlimited international texts.

Cons

  • Make sure 3GB is enough for you. Excess data use is charged at 1 cent per MB.
  • There’s no 5G access.

Best value prepaid plan for seniors

TPG logo
8.1
TPG Small
PrepaidNo lock-in contract
SAVE $75
$25
$12.50
per month for first 6 months
8.1
Data Allowance
25GB
Vodafone 4G network
$25
per month
per month
Ongoing price
$25
per month
per month
SAVE $75
$25
$12.50
per month for first 6 months
$12.50/mth for first 6 months, then $25/mth. T&Cs apply.
Go to site View details
Compare product selection

Why we like it

We looked at prepaid plans that cost $25 a month or less. TPG is our top pick for the month, with its latest offer saving you $75 over 6 months. It was also highly commended in the Best Value Prepaid Mobile Provider category at the 2026 Finder Mobile Awards.

Pros

  • The plan includes 100 international minutes and as many texts to 31 selected countries.
  • Option to sign up via an eSIM if you have a compatible handset. This takes the hassle of waiting for a physical SIM card to be delivered.

Cons

  • The price reverts to $25 a month after 6 months. However, it still stacks up well against other plans.

Best high data mobile plan for seniors

Dodo logo
9.1
Dodo $30
PostpaidNo lock-in contract
SAVE $60
$30
$15
per month for first 4 months
9.1
Data Allowance
40GB
Optus 4G/5G network
$30
per month
per month
Ongoing price
$30
per month
per month
SAVE $60
$30
$15
per month for first 4 months
$15/mth for first 4 months, then $30/mth. Order by 12 May 2026. T&Cs apply.
View details
Compare product selection

Why we like it

We looked at mobile plans that have a monthly data allowance of 25-50GB. Dodo’s 40GB plan is our top pick for the month. You’ll save $60 over 4 months with its latest offer.

Pros

  • There are no excess data charges. If you run out of your monthly data allowance, the download speed will simply slow to 256Kbps.
  • Unlimited data banking is available. Your unused data won’t ever go to waste as long as you stick with this plan.
  • Includes $200 worth of international call credit.
  • You can bundle energy, internet and mobile plans with Dodo to save up to $15 a month.

Cons

  • The price will revert to $30 a month after 4 months.
  • 5G download speeds are capped at 150Mbps, though this should be more than enough for streaming, browsing and gaming.

Best mobile plan for seniors with international calls

amaysim logo
8.6
amaysim 42GB Plan
PrepaidNo lock-in contract
No special offer
8.6
Data Allowance
42GB
Optus 4G/5G network
$35
per 28 day recharge
per 28 day recharge
Ongoing price
$35
per 28 days expiry
per 28 days expiry
No special offer
Go to site View details
Compare product selection

Why we like it

We looked at mobile plans that include unlimited international calls. amaysim’s 42GB plan is our top pick, offering unlimited calls and texts to 28 countries, including Canada, France, Germany, India, Indonesia, Singapore, New Zealand, Japan, the UK, and the USA. With amaysim’s latest offer, your first recharge will cost you just $12 for 60GB.

Pros

  • amaysim was highly commended in the 2026 Finder Customer Satisfaction Awards for value, trust, service and reliability, and was also recognised in the Most Loved and Most Recommended Brand categories.
  • You can bank all your unused data for future use.
  • Bundle mobile and internet with amaysim and save $10 a month on broadband.
  • You can track data use and manage your plan via its mobile app.

Cons

  • The price and data allowance will revert to $35 for 42GB from the second recharge.
  • 5G download speeds are capped at 150Mbps, but this is fast enough for online activities on your phone.
  • A 28-day expiry period means you’ll end up paying 13 bills over the year instead of 12.

Best 365-day mobile plan for seniors

OnePass Mobile logo
8.6
OnePass Mobile 365 Day Plan 200GB
PrepaidNo lock-in contract
SAVE $51
$200
$149
for first recharge
8.6
Data Allowance
200GB
Optus 4G network
$200
per 365 day recharge
per 365 day recharge
Ongoing price
$200
per 365 days expiry
per 365 days expiry
SAVE $51
$200
$149
for first recharge
$149 for first recharge, then $200/recharge (ends 14 Jul 2026) + free OnePass membership on activation. Earn 5x Flybuys points for every $1 spent on recharge. T&Cs apply.
Go to site View details
Compare product selection

Why we like it

We looked at 365-day mobile plans that cost $300 or less and found OnePass Mobile’s 200GB plan a top contender this month. It works out to roughly $12 a month for 17GB, comfortably beating our $1 per gigabyte benchmark. You’ll struggle to find a month-to-month plan that offers the same kind of value.

Pros

  • Get a free OnePass membership as long as you stay on the plan.
  • Earn 5x Flybuys points for every $1 spent on recharge when you link your Flybuys account.
  • You’ll have access to a handy mobile app to help you track data use and manage your plan.
  • Option to contact customer support via its live chat feature or simply by calling.
  • OnePass Mobile was highly commended in the Best Value SIM Only Mobile Provider category at the 2026 Finder Mobile Awards.

Cons

  • The price will revert to $200 from the second recharge.
  • This plan doesn’t include 5G access.

Best mobile plan for seniors on the Telstra network

TeleChoice logo
8.9
TeleChoice 5G Inflation Buster
PostpaidNo lock-in contract
SAVE $60
$30
$25
per month for first 12 months
8.9
Data Allowance
30GB
Wholesale Telstra 4G/5G network
$30
per month
per month
Ongoing price
$30
per month
per month
SAVE $60
$30
$25
per month for first 12 months
$25/mth for first 12 months, then $30/mth. Ends 2 Jun 2026. T&Cs apply.
View details
Compare product selection

Why we like it

We looked at mobile plans that cost $30 a month or less and run on the Telstra network. The 30GB plan from Telechoice came out on top this month, thanks to a 12-month discount that will save you $60. The ongoing price also meets our $1 per GB benchmark.

Pros

  • You can bank up to 1000GB of unused data.
  • Unlimited international texts.
  • Unlimited international calls to 20 selected countries + 60 minutes to 20 additional countries.

Cons

  • The price will revert to $30 a month after 12 months.
  • 4G and 5G speeds are capped at 150Mbps, which is still more than enough for everyday use like streaming and browsing.
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Compare cheap mobile plans for seniors

3 of 103 results
Finder Score Data allowance Ongoing price Special offer
9.2
Data Allowance
50GB
Vodafone 4G/5G network
$30
per month
per month
Ongoing price
$30
per month
per month
SAVE $45
$30
$15
per month for first 3 months
$15/mth for first 3 months, then $30/mth. Use promo code FELIX50. T&Cs apply.
Go to site View details
Compare product selection
Thinking about a new mobile plan?
Take our easy quiz to find the best mobile plan for you.
8.5
Data Allowance
50GB
Vodafone 4G/5G network
$35
per month
per month
Ongoing price
$35
per month
per month
SAVE $105
$35
$17.50
per month for first 6 months
$17.50/mth for first 6 months, then $35/mth. T&Cs apply.
Go to site View details
Compare product selection
8.1
Data Allowance
22GB
Optus 4G/5G network
$25
per 28 day recharge
per 28 day recharge
Ongoing price
$25
per 28 days expiry
per 28 days expiry
SAVE $75
$25
$12.50
for first 6 recharges
$12.50 for first 6 recharges, then $25/recharge (ends 12 May 2026) + free OnePass membership on activation. Earn 5x Flybuys points for every $1 spent on recharge. T&Cs apply.
Go to site View details
Compare product selection
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Showing 3 of 18 results

Finder Score for mobile plans

We've scored over 290+ mobile plans on everything from cost to data allowance and important features.

Our experts give each plan a score out of 10 - totally fair, with no commercial strings attached.

Read the full methodology


How do I find the best mobile plan for seniors?

Finding the cheapest mobile plan will require you to consider a few things:

  • How much are you willing to pay? There are plenty of options for different price ranges starting as low as $5. Make sure you compare your options before deciding on one.
  • Do you need extra features? While some plans come with features such as data banking and international call inclusions, consider whether you'll actually use these. Plans with fewer bonus features will usually still offer unlimited national calls and texts, with better value for data if you need it.
  • How much data do you need? Check how much data you use by looking at your past bills or provider's online portal or app. Super low data plans don't really exist anymore so you'll want to find the cheapest plan that'll cover your needs.
  • Are you willing to sign up long term to save? Long-expiry options exist which can give you enough features to last 6–12 months. This means you won't need to top up your plan every month, as long as you haven't run out before the expiry period. These plans are usually better value over time compared to month-to-month plans since you're paying upfront for a longer period of use.

Do seniors get a discount from Telstra?

Telstra offers a $19 a month discount on its Starter mobile plan if you have a valid Health Care Card, Pensioner Concession Card or Department of Veterans' Affairs card.

It'll end up costing $31 a month for 5GB which is fairly poor value compared to regular mobile plans that run on the Telstra network. Only consider it if you need to sign up with Telstra directly.

Otherwise, check out our top picks for mobile plans that run on the Telstra network.

Vodafone seniors discount on mobile plans

Vodafone offers seniors card holders 10% off monthly plan fees on its SIM-only plans that start at $53 a month for 60GB.

Again, this is fairly expensive compared to other mobile plans in our database, including our top picks in this guide.

In fact, the starting cost of a prepaid plan from Vodafone is cheaper at $35 per 28 days for 25GB.

Does Optus have a seniors discount?

Optus doesn't offer a seniors discount. If you want to sign up, the cheapest option is its prepaid plan - $35 per 28 days for 20GB.

Or, you can check out our top picks for mobile plans that run on the Optus network instead.

TPG mobile plans for seniors

While there are no seniors plans for TPG, its plans still offer great value for money, especially for the first six months with prices being discounted by 50%.

Prices start at $25 a month for 25GB without any promos.


Sources

Mariam Gabaji's headshot
Written by

Senior Utilities Editor & Tech Expert

Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist. See full bio

Mariam's expertise
Mariam has written 532 Finder guides across topics including:
  • Energy
  • Mobile
  • Broadband
  • Consumer tech

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38 Responses

    Default Gravatar
    HendrikJanuary 2, 2026

    Hi, I am a pensioner and paying $52 per month for my mobile from Telstra any cheaper option available? Please advice?

      Rebecca Pike's headshotFinder
      RebeccaJanuary 2, 2026Finder

      Hi Hendrick,

      There are certainly mobile phone plans cheaper than $52 a month, but it really depends on what features and inclusions you need. You can see our top picks on this page as well as a comparison table of offers currently on the market. You should compare plans, making sure you check they have what you need.

      Thanks,

      Rebecca

    Default Gravatar
    MurrayNovember 30, 2025

    Looking for a low usage, long expiry SIM for someone who is not tech savvy and doesn’t want to handle monthly billing

    Default Gravatar
    JannineNovember 23, 2025

    I am looking at getting a refurbished phone but I also want to look at some kind of plan that is good for a year, includes national calls and texts and has a really good network coverage. Currently on OPTUS pre-paid which is expensive and often I have no coverage plus the other 000 probs are scaring me being single etc. I don’t talk to many people. I looked at Boost and Telstra are they pretty much the same thing with same costs and services. Am definitely not tech savvy but wanted to see what Black Friday deals might be best. thank you for your help.

    Default Gravatar
    AnnaNovember 11, 2025

    Your info is financially comprehensive, but cost is only half the issue. I have great difficulty assisting elderly persons when they don’t have internet in their homes and can’t get to shopfronts (IF shopfronts are even available). They don’t need data, just a SIM that can be activated by a human, not AI. Because I’m not an official carer, I am not allowed to do these things on behalf of elderly (privacy laws). In my experience, the capable but tech-overwhelmed post-70 person wants a phone to talk/text, nothing more. And they don’t want to go through a 20-stage, frustrating process to get it. It frustrates me that I can’t do more to help.

      Mariam Gabaji's headshotFinder
      MariamNovember 17, 2025Finder

      Hi Anna, I truly empathise, it’s a really tough position to be in. There’s no perfect answer but being able to call a provider that is known for customer service might be the best solution in this situation. This includes the likes of ALDI Mobile, Tangerine and amaysim. They ranked at the top in our Customer Satisfaction Awards (as voted by Australians). https://www.finder.com.au/finder-awards/customer-satisfaction-awards/mobile-providers-satisfaction. Hope this helps.

    Default Gravatar
    MarySeptember 24, 2025

    Is the Samsung J3 6suitable for use with TPG sim

      Mariam Gabaji's headshotFinder
      MariamOctober 7, 2025Finder

      Hi Mary, TPG SIMs should work in any Android phone, including the J3. However, as the J3 is an older model and some imported overseas variants used different network frequencies, you’d need to double-check your specific model works with current Australian phone networks generally. Given the age of the J3, a newer model might be a safer choice.

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