Macquarie Platinum Transaction Account

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A debit Mastercard and free access to domestic ATMs make it convenient for you to access your money.

Macquarie Transaction Account is designed to help you minimise fees and earn cash payments. here are no international purchase fees when you shop online or overseas, no monthly fees and you can earn competitive interest rates on balances over $5,000. You also have free access your money at any domestic ATMs using a linked Macquarie debit Mastercard.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Product NameMacquarie Platinum Transaction Account
Monthly account fee$0
Debit Card AccessMastercard
ATM Withdrawal Fee$0
ATM withdrawal fee (overseas)$5
International transaction fee0%
Monthly deposit required to waive account feeN/A

Key features

Free rediATM access

With a Macquarie Platinum Transaction Account, you can enjoy free access to the rediATM network in Australia. While Macquarie doesn't charge you for using an ATM outside the rediATM network, third party fees may apply

Minimum deposit of $4,000 per month

You must deposit a minimum of $4,000 into your Macquarie Platinum Transaction Account each month.

How to apply

If the Macquarie Bank Platinum Transaction Account sounds perfect for your needs, you can apply online by visiting the Macquarie Bank website. Once there you will be able to begin an online application.


You will need to meet the following requirements in order to qualify for an account:

  • Minimum age. You must be at least 18 years old.
  • Contact details. You must have an Australian address, email and mobile number.

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  1. Default Gravatar
    July 17, 2019

    What happens if you dont deposit $4000 in a month? And does your balance need to be greater than $4000?

    • Avatarfinder Customer Care
      July 18, 2019

      Hi Neeraj,

      Thank you for getting in touch with Finder.

      If you don’t deposit $4000 a month would be fine. The minimum monthly deposit requirement does not need to be met in order to be eligible for the Platinum benefits, so long as you hold at least one Macquarie home loan facility in the same name(s) as your Platinum Transaction Account. Basically balances from $5000 would earn interest. Interest rates varies on your account’s balance.

      I hope this helps.

      Thank you and have a wonderful day!


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