With IMB, there’s no need for an investor to lock their money away in order to see a return on their cash.

Designed specifically to help with a self-managed super fund (SMSF), the DIY Super Account is an interest earning hub where you are permitted to access your savings. This flexible investment account doubles as a transaction account, making it easy to move your SMSF money around when you need to.

0.5% p.a.

Maximum variable rate


Base interest rate

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Product NameIMB DIY Super
Maximum Variable Rate0.5% p.a.
Standard Variable Rate0.50% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age18

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

Look closely at the details of the DIY Super if you need a banking solution for when you're in between investment options.

Key features

Introductory bonus interest of 0.5% for the first 4 months

New account holders will receive an introductory bonus interest on top of the base rate for the first 4 months after the account has been activated. This offer is only available where the balance is $5,000 or above. Interest is available on the whole balance.


This account is meant to be used by registered SMSFs only. It cannot be used for personal or domestic purposes.

Launch savings calculator

How to apply

If you find that the DIY Super will help you with your investment goals, you will need to speak with a representative from IMB in order to start your application. There is no need to apply for membership first, as this will be a part of your banking account application.


There are other eligibility requirements that you will be asked to meet such as:

  • Minimum age. There is no minimum age stipulation stated by IMB, but if you are under 18 you should check with a representative before continuing with an application.
  • Residency requirements. IMB is expanding, but as of this time membership and account holding is only available to Australian residents living in Victoria, Queensland, South Australia, and The Australian Capital Territory.

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    Default Gravatar
    November 22, 2021

    What is the best available offer for a corporate trustee bank account and for the SMSF

      Avatarfinder Customer Care
      November 27, 2021

      Hi Angela,

      If you’re referring to the highest interest rate IMB DIY Super can offer, it’s 0.5% p.a. This introductory bonus interest on top of the base rate is available to new account holders with a balance of $5,000 or above for the first 4 months upon account activation. It’s worth noting that the variable interest rate may change following the RBA Cash Rate.

      I hope this helps!


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