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IMB Cash Management

Take full advantage of the accessibility of a transaction account and interest earnings of a savings account in one convenient place.

Without having to lock your savings away, the IMB Cash Management Account allows for you to still get the benefit of competitive interest rates. You are provided with multiple ways of accessing your money including unlimited free online transactions.

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0.05% p.a.

Maximum variable rate


Base interest rate

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Product NameIMB Cash Management Account
Maximum Variable Rate0.05% p.a.
Standard Variable Rate0.05% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$5,000
Minimum Age13

Key features

Monthly account keeping fee

IMB does not charge you any monthly account keeping fees for the Cash Management account.

Interest rates

Your entire balance starting at $5,000 earns a variable interest rate. This rate gradually increases as your balance does.

How to apply


The convenience continues with a simple online application process for the Cash Management Account. It should take about ten minutes to complete, but you should first make sure that you are eligible for this banking product:

  • Minimum age. You must be aged 13 or older in order to apply.
  • Residency requirement. Only Australian residents with an Australian residential address will be approved for the Cash Management Account.

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