Finder Award

HSBC Everyday Global Account

This everyday transaction account can hold 10 currencies and charges no international transaction fees. Plus, earn 2% cashback on tap and pay purchases (T&C's apply).

The HSBC Everyday Global Account is an everyday transaction account, multi-currency account and travel debit card all in one. You can use it in Australia to deposit your salary, pay bills and make daily purchases like a regular bank account. Or take it with you when travelling and hold up to 10 currencies, plus pay no international transaction fees, no account-keeping fees and no international ATM fees.

No reviews yet. Write a review


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameHSBC Everyday Global Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International transaction fee0%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This account acts like a standard everyday transaction account when you’re here in Australia, and also makes a great travel debit card when you head overseas (or shop online from international sites!).

You can hold up to 10 currencies in the account, so you can load up on the currency you need before you go travelling and pay like a local when you’re there. You won’t be charged international transaction fees on purchases made overseas or online from overseas retailers which is a great benefit of the account. Even if you're not planning on going overseas any time soon, you can still save on these fees if you like to buy things from international retailers online.

Keep in mind that while HSBC won’t charge you international ATM withdrawal fees, the local ATM operator may charge its own fee. And, if you’re travelling to a country with a local currency that’s not supported with this account (for example India), the money will be converted from your AUD balance at the current Visa exchange rate on the day. So you’re unable to preload this currency when exchange rates are favourable.

When you’re not travelling, you can use the account to pay your bills, deposit your salary and make everyday purchases with the linked Visa Debit Card, Apple Pay or Google Pay. Samsung Pay isn’t available yet, but most new Samsung devices should be compatible with Google Pay.

Key features

SPECIAL OFFER: $100 cash bonus for new customers

Are you a new HSBC customer? You can earn a $100 cash bonus if you open an Everyday Global Account before 30 September 2021 and deposit $2000 or more each month for 3 consecutive months within 6 months of opening your account. The $100 bonus will be paid into your account in AUD.

Full T&Cs are available on HSBC''s site.

An everyday transaction account and travel debit card in one

This account is not just for travellers, but designed as an everyday transaction account to use at home in Australia too. Use the account to pay bills and make daily purchases in-store or online, just like you would with a regular bank account.

Linked Visa Debit card

This account comes with a free linked Visa Debit card which you can use in-store or online wherever Visa is accepted around the world.

How to apply

If you think this is the account for you, you can easily apply online in less than 10 minutes. Check that you meet the eligibility requirements first, and make sure you have the necessary documents handy.


  • Minimum age. The minimum age requirement for this account is 18 years of age.
  • Residency requirement. In order to be eligible for this account, you must have an Australian residential address.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.


    Default Gravatar
    March 11, 2020

    Is it possible to have a joint hsbc everyday global account?

    I have searched on finder for “best joint bank account” and this account comes up but in eligibility it says it’s not a joint account.

      Default Gravatar
      March 12, 2020

      Hi Matthew,

      Thanks for your comment and I hope you are well. Yes, this account is offered as a joint account. You would be able to apply for this account either by:
      – instant online application
      – over the phone (staff assisted end to end)
      – visit local branch

      Aside from reaching out to the bank, as a friendly reminder, check the following before lodging your application:
      1. Account eligibility criteria and documents required
      2. Product Disclosure Statements and Terms & Conditions

      Hope this helps and feel free to reach out to us again for further assistance.


    Default Gravatar
    October 14, 2019

    What are the foreign currencies supported by the card?

      Avatarfinder Customer Care
      October 15, 2019

      Hi Julian,

      Thanks for reaching out to Finder.

      In addition to Australian dollars, with HSBC Everyday Global Account, you can buy, hold, save and spend in the following currencies: USD$, GBP£, EUR€, HKD$, CAD$, JPY¥, NZD$, SGD$, CNY¥ (currency restrictions apply to CNY¥).

      I hope this helps.


    Default Gravatar
    October 7, 2019

    Is this a credit or debit card? They ask for an awful lot of information in the application – Will HSBC run a credit check on my name?

      Default Gravatar
      October 8, 2019

      Hi SC,

      Thanks for contacting Finder.

      The HSBC Everyday Global Account is a Transaction Account that comes with a Visa Debit Card that you may use for your everyday purchases. There will be no credit check for opening the HSBC Everyday Global Account as it is not a credit lending facility.

      I hope this helps.


    Default Gravatar
    September 17, 2019

    If I apply for an account will it be based in Australia or the UK?

      Default Gravatar
      September 18, 2019

      Hi John,

      Thanks for getting in touch! For the HSBC Everyday Global Account, in order to be eligible for this account, you must have an Australian residential address.

      As a friendly reminder, check the eligibility requirements of the card before proceeding with your application. Also, read about its features and benefits and see how it fits your financial needs. Additionally, it’s helpful to review the PDS and Terms & Conditions of the card before fully committing to the card. You may also reach out to the bank if you have any clarifications.

      Hope this helps!


    Default Gravatar
    September 7, 2019

    I’m thinking of just using this account when I go overseas. Is there any fee for keeping balance at zero for a while?

      Avatarfinder Customer Care
      September 8, 2019

      Hi Matthew,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      The answer to your question is no. HSBC Everyday Global Account doesn’t come with account keeping fees and there’s no monthly fee as well.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


Go to site