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HSBC Everyday Global Account

This everyday transaction account can hold 10 currencies and charges no international transaction fees. Plus, earn 2% cashback on tap and pay purchases (T&C's apply).

The HSBC Everyday Global Account is an everyday transaction account, multi-currency account and travel debit card all in one. You can use it in Australia to deposit your salary, pay bills and make daily purchases like a regular bank account. Or take it with you when travelling and hold up to 10 currencies, plus pay no international transaction fees, no account-keeping fees and no international ATM fees.

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Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee

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Product NameHSBC Everyday Global Account
Monthly account fee$0
Card accessVisa
Own network ATM fee$0
International transaction fee0%
Monthly deposit required to waive account feeN/A
Contactless PaymentsApple Pay, Google Pay

Review by

Alison Banney is the banking and superannuation editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This account acts like a standard everyday transaction account when you’re here in Australia, and also makes a great travel debit card when you head overseas (or shop online from international sites!).

You can hold up to 10 currencies in the account, so you can load up on the currency you need before you go travelling and pay like a local when you’re there. You won’t be charged international transaction fees on purchases made overseas or online from overseas retailers which is a great benefit of the account. Even if you're not planning on going overseas any time soon, you can still save on these fees if you like to buy things from international retailers online.

Keep in mind that while HSBC won’t charge you international ATM withdrawal fees, the local ATM operator may charge its own fee. And, if you’re travelling to a country with a local currency that’s not supported with this account (for example India), the money will be converted from your AUD balance at the current Visa exchange rate on the day. So you’re unable to preload this currency when exchange rates are favourable.

When you’re not travelling, you can use the account to pay your bills, deposit your salary and make everyday purchases with the linked Visa Debit Card, Apple Pay or Google Pay. Samsung Pay isn’t available yet, but most new Samsung devices should be compatible with Google Pay.

Key features

An everyday transaction account and travel debit card in one

This account is not just for travellers, but designed as an everyday transaction account to use at home in Australia too. Use the account to pay bills and make daily purchases in-store or online, just like you would with a regular bank account.

Linked Visa Debit card

This account comes with a free linked Visa Debit card which you can use in-store or online wherever Visa is accepted around the world.

How to apply

If you think this is the account for you, you can easily apply online in less than 10 minutes. Check that you meet the eligibility requirements first, and make sure you have the necessary documents handy.


  • Minimum age. The minimum age requirement for this account is 18 years of age.
  • Residency requirement. In order to be eligible for this account, you must have an Australian residential address.

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  1. Default Gravatar
    April 11, 2022

    Can I transfer/ receive to a pay id ( mobile number or email) with this account ?

    • Avatarfinder Customer Care
      April 25, 2022

      Hi Sandy,

      According to HSBC’s page, it isn’t available yet but they are currently working to make PayID available to their customers.


  2. Default Gravatar
    March 16, 2022

    Regarding the $2000 deposit monthly to receive the cashback and the $100 bonus, does it need to be just one deposit of $2000 or different deposits would work as well?

    • Avatarfinder Customer Care
      May 1, 2022

      Hi Vanessa,

      The $2,000 can be a series of deposits or just one large deposit. As long as the combined deposits would be $2,000 or more, you should be able to receive the bonuses.


  3. Default Gravatar
    March 4, 2022

    If I have a relative in South Africa can I pay funds into their HSBC account in Australia

    • Avatarfinder Customer Care
      March 7, 2022

      Hi Dan,

      Yes, you can. It’s worth noting that when transferring funds from HSBC Australia to another HSBC account overseas in the currency of the receiving country, the funds will generally be available the same business day, depending on what time of day the transfer is made.


  4. Default Gravatar
    February 25, 2022

    When I am not travelling would I be able to use this card or the linked Visa Debit Card to withdraw cash at any ATM within Australia?

    • Avatarfinder Customer Care
      March 7, 2022

      Hi Jay,

      Yes, you can definitely use it domestically. It’s worth noting that other ATM fees charged by the local operator may still apply.


  5. Default Gravatar
    February 16, 2022

    Hi! I am overseas (Argentina) and planning to move to Australia. My future husband is living there (Citizen). I wonder if its possible to open an account in order to send my savings to Australia. Could I open it while overseas or its best to do it while arrived? I need to do it ASAP. What are the requirements? Thank you!!

    • Avatarfinder Customer Care
      February 26, 2022

      Hi Andrea,

      According to HSBC international page, you can select your current location and where you would like to open an overseas account. Then, they will tell you the best way for you to apply. Eligibility criteria will differ depending on where you open an account. They will give you this information when you begin the application. They will also ask you to verify your identity with the necessary documentation. Make sure to review their Product Disclosure Statements and Terms & Conditions for more details.


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