|
|
|
3.09%
|
3.09%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
2.99%
|
3.79%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
Get a very low fixed rate for three years and lock in low repayments. Available with a low deposit.
|
|
|
|
|
|
|
3.09%
|
3.05%
|
$0
|
$0 p.a.
|
80%
|
|
Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.
|
|
|
|
|
|
|
2.79%
|
3.95%
|
$0
|
$0 p.a.
|
90%
|
|
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
3.37%
|
3.42%
|
$695
|
$0 p.a.
|
95%
|
|
A simplified mortgage with a low interest rate and a redraw facility.
|
|
|
|
|
|
|
3.19%
|
3.85%
|
$300
|
$10 monthly ($120 p.a.)
|
90%
|
|
A low fixed rate loan that lets you borrow up to 90% of your property's value.
|
|
|
|
|
|
|
2.99%
|
3.63%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
3.15%
|
4.16%
|
$600
|
$0 p.a.
|
95%
|
|
Home buyers can fix their interest rate for one year. Includes a 100% offset account.
|
|
|
|
|
|
|
3.15%
|
3.19%
|
$500
|
$0 p.a.
|
95%
|
|
This mortgage combines a very sharp interest rate with a 100% offset account and it's available with a 5% deposit.
|
|
|
|
|
|
|
3.49%
|
3.45%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive variable mortgage for investors looking to refinance. Principal and interest repayments. Refinancers only.
|
|
|
|
|
|
|
3.15%
|
4.07%
|
$600
|
$0 p.a.
|
95%
|
|
Fix your rate for the first two years with this loan for home buyers. Includes a 100% offset account.
|
|
|
|
|
|
|
2.99%
|
3.45%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate product with no ongoing bank fees.
|
|
|
|
|
|
|
3.15%
|
3.99%
|
$600
|
$0 p.a.
|
95%
|
|
Competitive rates for fixed for 3 years with no ongoing fees.
|
|
|
|
|
|
|
3.69%
|
3.88%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
This is a competitive, flexible variable rate suitable for borrowers with a good credit history. Borrow up to 80%.
|
|
|
|
|
|
|
3.29%
|
3.92%
|
$300
|
$10 monthly ($120 p.a.)
|
90%
|
|
Home buyers can lock in a very competitive fixed interest rate for 2 years.
|
|
|
|
|
|
|
3.45%
|
3.46%
|
$500 (if over 80% LVR)
|
$0 p.a.
|
80%
|
|
A competitive variable mortgage for home buyers. This loan has flexible repayments and an optional redraw facility.
|
|
|
|
|
|
|
3.39%
|
3.91%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
Get a low discounted rate for 2 years plus a 100% offset account. And you can get the loan with a 10% deposit.
|
|
|
|
|
|
|
3.79%
|
3.80%
|
$500 (if over 80% LVR)
|
$0 p.a.
|
80%
|
|
A variable investment mortgage with flexible repayments and an optional redraw facility.
|
|
|
|
|
|
|
3.59%
|
3.24%
|
$0
|
$0 p.a.
|
80%
|
|
Variable interest only mortgage for owner occupied refinancers. Refinancers only.
|
|
|
|
|
|
|
3.14%
|
4.09%
|
$395
|
$0 p.a.
|
80%
|
|
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
|
|
|
|
Assuming you have an outstanding loan amount of $500,000 and an interest rate of 5% p.a., your interest repayment for one day would be calculated using the following formula:
Susie is borrowing $700,000 to buy a house and she wants to save as much money on interest repayments as she possibly can. After comparing home loans with 100% offset accounts, Susie decides to calculate just how much difference a 0.25% p.a. difference in interest rates could make to the total cost of a loan.
