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QBANK home loans

Compare home loan offers from QBANK.

On this page you can find information about QBank home loans. Skip ahead to the full table of products or read more about the lender.

Compare QBank home loans

Compare QBank home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Rates last updated April 25th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.62%
4.49%
$0
$0 p.a.
90%
Get a competitive rate and avoid ongoing fees. This loan is only available to current and former employees of eligible Queensland government organisations.
3.99%
4.88%
$0
$0 p.a.
80%
A low-fee fixed rate mortgage for public and emergency services union members in Queensland.
3.84%
3.87%
$0
$0 p.a.
90%

Compare up to 4 providers

QBank lender profile

  • QBANK, formerly Queensland Police Credit Union, was founded in 1964 with the aim of assisting police officers, Queensland fire and rescue service personnel, ambulance officers, SES personnel, public sector employees and their families to manage their banking.
  • QBANK offers a full range of financial services including home loans, investment and savings accounts, and a range of insurance products. Its interest rates are flexible and there are no penalties for additional payments on loans.
  • The bank serves current and former employees of Queensland government organisations only.

QBank mortgage features

QBank has fixed and variable home loans for investors and owner occupiers, plus package loans.

FeatureDetails
Deposit sizeMost owner occupier mortgages from QBank let you borrow up to 90% of a property's value.
Application feesNone of QBank's mortgages come with an application fee.
EligibilityOnly current and former employees of eligible Queensland government organisations can get a mortgage with QBank.

How do I apply for a QBank mortgage?

Click on any QBank product in the comparison table to learn more about the product.

Eligibility

Each QBank product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with QBank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.59% p.a. and a 3.59% p.a. comparison rate.

HSBC Home Value Loan - (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.

Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.

loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.64% p.a.
comp rate of 3.66% p.a.

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2 Responses

  1. Default Gravatar
    ChrisApril 1, 2014

    I was a serving police officer with the QPS for 20 years prior to being medically discharged from the service in May 2008.
    I was wondering whether as a past QPS officer I could be eligible to have my NAB home loan refinanced with the QLD Police Credit Union.

    I am not currently a member of the QLD Police Credit Union.

    Can you advise me whether I could be eligible for refinancing.

    I am currently employed with the Queensland Treasury and Trade.

    I am only enquiring at this stage.

    • finder Customer Care
      MarcApril 1, 2014Staff

      Hi Chris,
      thanks for the question.

      You can join the QPCU if you are, or have formerly been an employee of the Queensland Police Service. Once you’re a member you can apply for a loan with QPCU provided you fulfil the eligibility requirements they have, much like a regular bank or credit union.

      I hope this helps,
      Marc.

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