Speak to a Mortgage House home loan consultant today and find the right home loan for you.
Mortgage House is a leading non-bank home loan brand in Australia. It began operations as a mortgage broker in 1986, and now has more than 25 home loan centres across Australia offering customers an array of products and services.
Mortgage House gives its customers numerous mortgage options to choose from, including home loans for first home buyers and refinancers, property investors and people wanting to construct their homes. Mortgage House also offers options for home renovations and its portable home loans give people the ability to move with their mortgages.
Mortgage House Home Loan Offer
With the Mortgage House Advantage Home Loan - 70 (PAYG Special No Offset) enjoy low interest rate and no application or ongoing fee.
- Interest rate of 3.64% p.a.
- Comparison rate of 3.66% p.a.
- Application fee of $0
- Maximum LVR: 70%
- Minimum borrowing: $300,000
- Max borrowing: No maximum
Compare Mortgage House home loans
Some of the home loans offered by Mortgage House
Advantage Home Loan
Mortgage House has a range of variable rate Advantage home loans that are suited for purchase, refinance or debt consolidation. Many of the loans in their Advantage range allow additional repayments and also include redraw and offset facilities. Direct debits and salary credits are also an option. In addition, loans can be split between fixed and variable rates.
Advantage Fixed Rate Home Loan
These fixed rate loans have a range of different terms you can lock in a rate for. They allow direct debits, salary credits and offer offset and redraw facilities. As with the variable Advantage home loans, these loans can be suitable for purchase, refinance or debt consolidation.
Other home loans
Mortgage House also offers its customers loans that they can use with a guarantor, line of credit loans and low doc loans.
How to apply for a Mortgage House home loan
If you’d like to apply for a Mortgage House home loan, you'll need to supply the following information.
Documents needed to apply for a Mortgage House home loan
To apply for a home loan with Mortgage House you have to provide documents that verify your identity. Documents that help establish your identity include:
- Driver’s licence
- Medicare card
In addition to verifying your identity, Mortgage House also requires paperwork relating to the property in question in order to establish ownership. To complete this stage you may have to submit one or more of the following:
- Copy of certificate of title
- Copy of contract of sale
- Copy of transfer of land
To establish your ability to make repayments, Mortgage House goes through your financial information to determine how much you can borrow. You will have to submit the following information:
- Details of all your liabilities, including credit cards, personal loans, car loans and leases.
- Details surrounding your assets, including your savings, investments and noteworthy possessions.
- Income-related information from all sources.
- As detailed a list as possible of your recurring monthly expenses.
While the home loans offered by Mortgage House do offer some very good alternatives, make sure to base your home loan search on your individual requirements and compare a number of home loans.