Mortgage House Home Loans

Rates and fees last updated on

Speak to a Mortgage House home loan consultant today and find the right home loan for you.

Mortgage House LogoMortgage House is a leading non-bank home loan brand in Australia. It began operations as a mortgage broker in 1986, and now has more than 25 home loan centres across Australia offering customers an array of products and services.

Mortgage House gives its customers numerous mortgage options to choose from, including home loans for first home buyers and refinancers, property investors and people wanting to construct their homes. Mortgage House also offers options for home renovations and its portable home loans give people the ability to move with their mortgages.

Mortgage House Home Loan Offer

Mortgage House Advantage Variable Home Loan - 80 (PAYG Special No Offset)

3.64 % p.a.

variable rate

3.66 % p.a.

comparison rate

Mortgage House Home Loan Offer

With the Mortgage House Advantage Home Loan - 80 (PAYG Special No Offset) enjoy low interest rate and no application or ongoing fee.

  • Interest rate of 3.64% p.a.
  • Comparison rate of 3.66% p.a.
  • Application fee of $0
  • Maximum LVR: 80%
  • Minimum borrowing: $300,000
  • Max borrowing: $5,000,000
Go to site

Compare Mortgage House home loans

Rates last updated November 20th, 2017
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.64%
3.66%
$0
$0 p.a.
80%
A home loan with a competitive variable rate, limited fees and plenty of flexibility.
3.68%
3.83%
$0
$10 monthly ($120 p.a.)
80%
A low interest rate home loan that allows borrowers to borrow up to 80% of the property value.
3.64%
3.67%
$0
$0 p.a.
70%
A home loan with a competitive interest rate and flexible repayment that has a maximum LVR of 70%.
3.73%
3.88%
$0
$10 monthly ($120 p.a.)
80%
A low interest rate home loan that lets you borrow up to 80% of the property's value.
4.16%
4.31%
$0
$10 monthly ($120 p.a.)
80%
A low interest rate home loan that allows borrowers to borrow up to 80% of the property value.
3.64%
3.79%
$0
$10 monthly ($120 p.a.)
80%
Get a competitive interest rate and 100% offset account if you have an LVR under 80%.
4.25%
4.33%
$0
$10 monthly ($120 p.a.)
90%
Lock in a comparison rate for 3 years and enjoy a 100% offset account and no annual fees.
4.70%
4.66%
$0
$10 monthly ($120 p.a.)
90%
A 5 year fixed rate for owner occupiers with a 100% offset account.
4.60%
4.60%
$0
$10 monthly ($120 p.a.)
90%
A competitive 4 years fixed rate with redraw facility and split options.
4.75%
4.90%
$300
$10 monthly ($120 p.a.)
90%
A 4 year fixed rate home loan that allows you to lock in a competitive fixed rate.
4.63%
4.87%
$300
$10 monthly ($120 p.a.)
90%
4.05%
4.23%
$0
$10 monthly ($120 p.a.)
90%
Borrow up to 90% LVR and enjoy a low interest rate and no ongoing fee.
4.50%
4.85%
$300
$10 monthly ($120 p.a.)
90%
3.97%
4.49%
$0
$10 monthly ($120 p.a.)
90%
Enjoy the low interest rate along with a 100% offset account and redraw facility.
4.32%
4.86%
$300
$10 monthly ($120 p.a.)
90%
5.07%
5.52%
$300
$0 p.a.
80%
5.25%
5.79%
$300
$0 p.a.
80%
5.38%
5.74%
$300
$0 p.a.
80%
5.60%
5.77%
$300
$0 p.a.
80%

Compare up to 4 providers

Some of the home loans offered by Mortgage House

Advantage Home Loan

Mortgage House has a range of variable rate Advantage home loans that are suited for purchase, refinance or debt consolidation. Many of the loans in the Advantage range allow additional repayments and also include redraw and offset facilities. Direct debits and salary credits are also an option. In addition, loans can be split between fixed and variable rates.

Advantage Fixed Rate Home Loan

These fixed rate loans have a range of different terms you can lock in a rate for. They allow direct debits, salary credits and offer offset and redraw facilities. As with the variable Advantage home loans, these loans can be suitable for purchase, refinance or debt consolidation.

Other home loans

Mortgage House also offers its customers loans that they can use with a guarantor, line of credit loans and low doc loans.

How to apply for a Mortgage House home loan

If you’d like to apply for a Mortgage House home loan, you'll need to supply the following information.

Documents needed to apply for a Mortgage House home loan

Personal information

To apply for a home loan with Mortgage House you have to provide documents that verify your identity. Documents that help establish your identity include:

  • Passport
  • Driver’s licence
  • Medicare card

Property information

In addition to verifying your identity, Mortgage House also requires paperwork relating to the property in question in order to establish ownership. To complete this stage you may have to submit one or more of the following:

  • Copy of certificate of title
  • Copy of contract of sale
  • Copy of transfer of land

Financial information

To establish your ability to make repayments, Mortgage House goes through your financial information to determine how much you can borrow. You will have to submit the following information:

  • Details of all your liabilities, including credit cards, personal loans, car loans and leases.
  • Details surrounding your assets, including your savings, investments and noteworthy possessions.
  • Income-related information from all sources.
  • As detailed a list as possible of your recurring monthly expenses.

While the home loans offered by Mortgage House do offer some very good alternatives, make sure to base your home loan search on your individual requirements and compare a number of home loans.

Was this content helpful to you? No  Yes

Related Posts

This page was last modified on 17 November 2017 at 11:38am.

Bank Australia Basic Home Loan - Variable (Owner Occupier)

Pay no ongoing fees on a competitive variable rate home loan.

NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)

A fixed rate package with flexible repayment options. 350K NAB Rewards Points offer available. Terms and conditions apply.

Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)

Discount off an already competitive interest rate for loans over $150k. NSW, QLD and ACT residents only.

IMB Budget Home Loan - LVR <=90% (Owner Occupier, P&I)

Get a competitive rate without features you may not use.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question