Mortgage House home loans

Speak to a Mortgage House home loan specialist and find the right home loan for you.

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Mortgage House

Find essential information about Mortgage House home loans on this page. Skip ahead to the full table of products or read more about Mortgage House home loans below.

Compare Mortgage House home loans

Compare Mortgage House home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.

Rates last updated October 21st, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
2.94%
2.97%
$600
$10 monthly ($120 p.a.)
80%
A competitive variable rate for home buyers with a 20% deposit. This product has a 100% offset account.
2.84%
2.97%
$600
$10 monthly ($120 p.a.)
70%
A very low variable interest rate for home buyers with a 30% deposit. This product has a 100% offset account.
2.79%
3.04%
$600
$10 monthly ($120 p.a.)
70%
A low fixed rate mortgage for borrowers with a 30% deposit. Comes with a 100% offset account.

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Mortgage House lender profile

  • Mortgage House is a non-bank home loan provider in Australia.
  • Mortgage House has numerous mortgage options to choose from, including home loans for first home buyers and refinancers, property investors and people wanting to construct their homes.
  • Mortgage House also offers options for home renovations and its portable home loans give people the ability to move with their mortgages.

Mortgage House mortgage features

Mortgage House has mortgages for most Australian borrowers, whether refinancing, buying a home or an investment.

FeatureDetails
Offset accountSome Mortgage House mortgages come with a 100% offset account, depending on the product and your borrowing situation.
Redraw facilityThe Mortgage House Advantage Fixed Rate (Special) comes with a redraw facility but most other loans do not.

How do I apply for an Mortgage House mortgage?

You can learn more about a specific Mortgage House mortgage by clicking through to that product's review page. Clicking the ''Enquire Now'' button will let you enter your details and start the process of talking to an Mortgage House lending specialist.

Eligibility

Each Mortgage House product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Mortgage House you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Owner occupiers looking to refinance can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees. Refinancers only.

Logo for Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)

Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.

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