Home loans from one of Australia's largest customer-owned brands.
Competitive CUA rates for...
- Home buyers. The CUA Fixed Rate Home Loan - 3 Year Fixed (Owner Occupier, P&I) has a 2.98% p.a. interest rate and lets you borrow up to 95%.
- Investors. The CUA Fixed Rate Home Loan - 3 Year Fixed (Investor, P&I) has a 3.5% p.a. interest rate and lets you borrow up to 90%.
Compare CUA home loans
Compare CUA home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to CUA’s website for the product you selected.
CUA lender profile
- CUA, formerly known as Credit Union Australia, offers home loans, transaction and savings accounts, personal loans, credit cards, insurance and financial planning.
- As a 100% customer-owned institution, CUA is able to reinvest profits to help it offer affordable home loan options by reducing fees and interest rates.
CUA mortgage features
CUA offers competitive fixed and variable rate mortgages for owner occupiers and investors.
|Deposit size||Most CUA home loans let you borrow 90-95% of your property's value.|
|Redraw||Most CUA products allow you to redraw extra repayments from your mortgage.|
|Offset account||Several CUA home loans come with a 100% offset account, including the CUA Achieve Variable.|
How do I apply for a CUA mortgage?
Clicking "Go to Site" on CUA's comparison table will start your application process and redirect you through to CUA’s website.
Each CUA product has specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
When you apply for a mortgage with CUA you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).