Beyond Bank

Beyond Bank Australia Home Loans

Compare Beyond Bank Australia home loan rates for September 2021.

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On this page you can find information about Beyond Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Beyond Bank home loans

Compare Beyond Bank home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to Beyond Bank's website for the product you selected. You can also find more information on each individual product by clicking "more info".

$
years
Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Beyond Bank Total Home Loan Package Fixed P&IHome 3Y Fixed≥ 20% Deposit

Beyond Bank Total Home Loan Package Fixed
2.09%
3.66%
  • App: $0
  • Ongoing: $395 p.a.
$563
A flexible 3 year fixed rate loan you can use to buy your own home.

Beyond Bank Total Home Loan Package Fixed P&IInvestment 3Y Fixed≥ 20% Deposit

Beyond Bank Total Home Loan Package Fixed
2.39%
3.94%
  • App: $0
  • Ongoing: $395 p.a.
$586

Beyond Bank Total Home Loan Package P&IHome≥ 20% Deposit

Beyond Bank Total Home Loan Package
2.59%
2.92%
  • App: $0
  • Ongoing: $395 p.a.
$601
A low rate variable mortgage for home buyers. Comes with a 100% offset account and has no application fee.
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Beyond Bank lender profile

  • Beyond Bank Australia is one of Australia's largest customer-owned banks, with more than 250,000+ customers and 40+ branches around Australia.
  • Beyond Bank offers credit cards, bank accounts and insurance products in addition to mortgages.
  • Beyond Bank has online services, 10,000 ATMs across the country and bank branches in NSW, Western Australia, South Australia and the ACT.

Beyond Bank mortgage features

Beyond Bank has multiple home loans for investors and owner occupiers, with fixed and variable rates.

FeatureDetails
Deposit sizeYou can borrow up to 90% with many Beyond Bank mortgages.
Split rateThe Beyond Bank Total Home Loan Package and the Beyond Bank Fixed Rate Home Loan both allow borrowers to split their loan into fixed and variable portions.
Interest onlyThe Beyond Bank Total Home Loan Package has interest only rates for investors and owner occupiers.
Package benefitsThe Beyond Bank Total Home Loan Package allows you to combine a fixed or variable rate mortgage with an offset account, a credit card and a bank account.

How do I apply for a Beyond Bank mortgage?

Clicking "Go to Site" on Beyond Bank's comparison table will start your application process and redirect you through to Beyond Bank's website.

Eligibility

Each Beyond Bank product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Beyond Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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2 Responses

    Default Gravatar
    PaulJuly 12, 2021

    I would like to know if i applied for a $2000000 home loan, how much deposit would be required and what would the repayments be.

      Avatarfinder Customer Care
      SarahJuly 16, 2021Staff

      Hi Paul,

      The deposit required will vary depending on the Beyond Bank home loan product you apply for. It could be 5%, 10% or 20%, noting that any deposit of less than 20% will require you to pay lender’s mortgage insurance. On a loan of this size, LMI would be quite high (tens of thousands of dollars).

      The repayment may differ depending on the loan value, deposit amount and payment frequency. If you choose the Total Home Loan Package and the loan value is $2,000,000 with a deposit of $400,000, your home loan amount would be $1.6m, and your estimated monthly repayment would be $6,019 for a principal and interest loan.

      Finding the right home loan for you can be a time-consuming process, so consider reaching out to mortgage brokers who compare home loans from a wide panel of lenders. They can help you find a product that matches your financial needs and assist you with your application.

      Hope this helps.

      Cheers,
      Sarah

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