Bankstown City Unity Bank home loans

Compare competitive and affordable home loans from Bankstown City Unity Bank.

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Bankstown City Unity Bank

On this page you can find information about Illawarra home loans. Skip ahead to the full table of products or read more about the lender.

Competitive Illawarra rates for...

  • Home buyers. The Bankstown City Unity Bank All in One Home Loan - 2 year discount variable rate (Special, Owner Occupier) has a 3.15% p.a. interest rate and lets you borrow up to 90%.
  • Investors. The Bankstown City Unity Bank Fixed Home Loan - 2 Year Fixed Rate (Investor, P&I) has a 3.24% p.a. interest rate and lets you borrow up to 90%.

Compare Bankstown City Unity Bank home loans

Compare Bankstown City Unity Bank home loan products below and hit "load more" to see a fuller selection of loans.

Data indicated here is updated regularly
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Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Bankstown City Unity Bank All in One Home Loan - 2 year discount variable rate (Special, Owner Occupier)
3.15%
4.24%
$953
$0 p.a.
90%
Bankstown City Unity Bank Fixed Home Loan - 2 Year Fixed Rate (Investor, P&I)
3.24%
4.54%
$300
$0 p.a.
90%
Bankstown City Unity Bank Fixed Home Loan - 2 Year Fixed Rate (Owner Occupier, P&I)
2.99%
4.10%
$300
$0 p.a.
90%
Bankstown City Unity Bank Fixed Home Loan - 3 Year Fixed Rate (Investor, P&I)
3.24%
4.42%
$300
$0 p.a.
90%
Bankstown City Unity Bank All in One Home Loan Rewards Package - ($350,000 – $749,999 Owner Occupier)
3.70%
4.12%
$953
$350 p.a.
95%
Bankstown City Unity Bank All in One Home Loan - 2 year discount variable rate (Special, Investor, P&I)
3.84%
4.76%
$953
$0 p.a.
90%
Bankstown City Unity Bank Fixed Home Loan - 5 Year Fixed Rate (Owner Occupier, P&I)
3.19%
3.89%
$300
$0 p.a.
90%
Bankstown City Unity Bank First Rate Home Loan - (Owner Occupier)
4.25%
4.31%
$953
$0 p.a.
90%
Bankstown City Unity Bank All in One Home Loan - 2 year discount variable rate (Special, Investor, IO)
4.34%
4.85%
$953
$0 p.a.
90%
Bankstown City Unity Bank Equity Home Loan
4.63%
$953
$0 p.a.
80%
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Bankstown City Unity Bank lender profile

  • Bankstown City Unity Bank started as the Bankstown Municipal Council Employees' Credit Union in 1965. The bank now serves customers across Sydney. Bankstown City Unity Bank has been a division of Unity Bank since 2017.
  • Bankstown City Unity Bank also offers personal and car loans, credit cards, savings accounts and insurance products.

How do I apply for a Bankstown City Unity Bank mortgage?

If you'd like to apply for a home loan from Bankstown City Unity Bank, please contact the lender directly.

Eligibility

Each Bankstown City Unity Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Bankstown City Unity Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)

Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Eligible refinancers can receive a cashback of $2,000 or more.

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