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Bank First home loans

Compare Bank First home loan offers for December 2019.

Richard Whitten
Richard Whitten

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Bank First

You can find essential information about Bank First home loans on this page. Skip ahead to the full table of products or read more about Bank First home loans below.

Compare Bank First home loans

Compare Bank First home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.

Rates last updated December 15th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Bank First First Rate Home Loan - First Home Buyer LVR ≤ 80%
Bank First First Rate Home Loan - First Home Buyer LVR ≤ 80%
3.19%
3.20%
$600
$0 p.a.
80%
A simple home loan for owner-occupiers that offers flexible repayments and a redraw account.
More info
Bank First Premier Package Home Loan - 2 Year Fixed LVR ≤ 80% (Investor)
Bank First Premier Package Home Loan - 2 Year Fixed LVR ≤ 80% (Investor)
3.44%
4.21%
$300
$350 p.a.
80%
More info
Bank First First Rate Home Loan - First Home Buyer LVR >80% to <90%
Bank First First Rate Home Loan - First Home Buyer LVR >80% to <90%
3.39%
3.40%
$600
$0 p.a.
90%
A simple home loan for owner-occupiers that offers flexible repayments and a redraw account.
More info

Compare up to 4 providers

Bank First lender profile

  • Bank First was founded in 1972 and aims to provide value to its members and the education community.
  • Bank First's profits are reinvested into the institution to deliver better outcomes for customers rather than being distributed among external shareholders.
  • Bank First offers multiple package loans with options for home buyers and investors, plus other products like transaction and savings accounts, term deposits, credit cards, personal loans and insurance.

Bank First mortgage features

Here are some notable features about Bank First and its mortgage offers.

FeatureDetails
Deposit sizeYou can borrow up to 90% with most Bank First mortgages.
Offset accountSome Bank First mortgages come with a 100% offset account, depending on the product and your borrowing situation.
Package offerThe Bank First Professional Package loan comes with fee waivers and lets you combine your loan with an Bank First transaction account.

How do I apply for an Bank First mortgage?

You can learn more about a specific Bank First mortgage by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to an Bank First lending specialist.

Eligibility

Each Bank First product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Bank First you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

More info
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

More info
Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

More info

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