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Bank First home loans

Compare Bank First home loan offers for October 2020.

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Bank First

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You can find essential information about Bank First home loans on this page. Skip ahead to the full table of products or read more about Bank First home loans below.

Compare Bank First home loans

Compare Bank First home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.

Data indicated here is updated regularly
$
years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Bank First Premier Package Home Loan
2.29%
3.22%
$0
$390 p.a.
80%
$577.55
Bank First Premier Package Home Loan
2.59%
3.63%
$0
$390 p.a.
80%
$600.83
Bank First First Rate Home Loan
2.84%
2.88%
$0
$0 p.a.
80%
$620.63
A simple home loan for owner-occupiers that offers flexible repayments and a redraw account.
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Bank First lender profile

  • Bank First was founded in 1972 and aims to provide value to its members and the education community.
  • Bank First's profits are reinvested into the institution to deliver better outcomes for customers rather than being distributed among external shareholders.
  • Bank First offers multiple package loans with options for home buyers and investors, plus other products like transaction and savings accounts, term deposits, credit cards, personal loans and insurance.

Bank First mortgage features

Here are some notable features about Bank First and its mortgage offers.

FeatureDetails
Deposit sizeYou can borrow up to 90% with most Bank First mortgages.
Offset accountSome Bank First mortgages come with a 100% offset account, depending on the product and your borrowing situation.
Package offerThe Bank First Professional Package loan comes with fee waivers and lets you combine your loan with an Bank First transaction account.

How do I apply for an Bank First mortgage?

You can learn more about a specific Bank First mortgage by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to an Bank First lending specialist.

Eligibility

Each Bank First product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Bank First you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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